Deposits

12 Months Ended

Dec. 31, 2023

Year-end deposits were as follows:


	2023		2022
Non-interest-bearing demand deposits	$	14,926,094	$	17,598,234
Interest-bearing deposits:
Savings and interest checking	10,512,637		12,333,675
Money market accounts	10,997,279		12,227,247
Time accounts	5,484,558		1,795,040
Total interest-bearing deposits	26,994,474		26,355,962
Total deposits	$	41,920,568	$	43,954,196

The following table presents additional information about our year-end deposits:


	2023		2022

Deposits from foreign sources (primarily Mexico)	$	1,061,701	$	1,048,943
Non-interest-bearing public funds deposits	675,016		788,040
Interest-bearing public funds deposits	630,455		758,761
Total deposits not covered by deposit insurance	22,393,786		23,839,797
Time deposits not covered by deposit insurance	2,339,716		430,128
Deposits from certain directors, executive officers and their affiliates	115,798		153,083

Scheduled maturities of time deposits at December 31, 2023 were as follows:

Scheduled maturities of time deposits not covered by deposit insurance at December 31, 2023, were as follows:


Due within 3 months or less	$	1,991,080
Due after 3 months and within 6 months	139,435
Due after 6 months and within 12 months	167,732
Due after 12 months	41,469
	$	2,339,716