Deposits

12 Months Ended

Dec. 31, 2021

Year-end deposits were as follows:


	2021		2020
Non-interest-bearing demand deposits	$	18,423,018	$	15,117,051
Interest-bearing deposits:
Savings and interest checking	11,930,959		9,730,292
Money market accounts	11,228,815		9,027,655
Time accounts	1,112,904		1,140,763
Total interest-bearing deposits	24,272,678		19,898,710
Total deposits	$	42,695,696	$	35,015,761

The following table presents additional information about our year-end deposits:


	2021		2020
Deposits from the Certificate of Deposit Account Registry Service (CDARS)	$	—	$	372
Deposits from foreign sources (primarily Mexico)	993,479		884,169
Non-interest-bearing public funds deposits	1,235,026		960,072
Interest-bearing public funds deposits	810,863		652,761
Total deposits not covered by deposit insurance	24,125,359		18,694,320
Time deposits not covered by deposit insurance	238,608		237,298
Deposits from certain directors, executive officers and their affiliates	276,556		210,389

Scheduled maturities of time deposits at December 31, 2021 were as follows:

Scheduled maturities of time deposits not covered by deposit insurance at December 31, 2021, were as follows:


Due within 3 months or less	$	92,403
Due after 3 months and within 6 months	34,038
Due after 6 months and within 12 months	58,357
Due after 12 months	53,810
	$	238,608