Deposits

3 Months Ended

Mar. 31, 2020

Banking and Thrift [Abstract]

Deposits

Deposits

Deposits were as follows:

	March 31, 2020		Percentage of Total		December 31, 2019		Percentage of Total
Non-interest-bearing demand deposits:
Commercial and individual	$	10,524,338	37.4	%	$	10,212,265	36.9	%
Correspondent banks	221,761		0.8		246,181		0.9
Public funds	456,109		1.6		415,183		1.5
Total non-interest-bearing demand deposits	11,202,208		39.8		10,873,629		39.3
Interest-bearing deposits:
Private accounts:
Savings and interest checking	7,240,821		25.7		7,147,327		25.9
Money market accounts	7,995,061		28.4		7,888,433		28.5
Time accounts of $100,000 or more	773,373		2.8		736,481		2.7
Time accounts under $100,000	347,349		1.2		347,418		1.2
Total private accounts	16,356,604		58.1		16,119,659		58.3
Public funds:
Savings and interest checking	479,629		1.7		548,399		2.0
Money market accounts	78,899		0.3		73,180		0.3
Time accounts of $100,000 or more	23,502		0.1		24,672		0.1
Time accounts under $100,000	25		—		25		—
Total public funds	582,055		2.1		646,276		2.4
Total interest-bearing deposits	16,938,659		60.2		16,765,935		60.7
Total deposits	$	28,140,867	100.0	%	$	27,639,564	100.0	%

The following table presents additional information about our deposits:

	March 31, 2020		December 31, 2019
Deposits from the Certificate of Deposit Account Registry Service (CDARS) deposits	$	364	$	361
Deposits from foreign sources (primarily Mexico)	787,331		805,828
Deposits not covered by deposit insurance	13,592,104		13,115,796