Deposits (Tables)

12 Months Ended

Dec. 31, 2019

Year-end deposits were as follows:



	2019		2018
Non-interest-bearing demand deposits:
Commercial and individual	$	10,212,265	$	10,305,850
Correspondent banks	246,181		235,748
Public funds	415,183		455,896
Total non-interest-bearing demand deposits	10,873,629		10,997,494
Interest-bearing deposits:
Private accounts:
Savings and interest checking	7,147,327		6,977,813
Money market accounts	7,888,433		7,777,470
Time accounts of $100,000 or more	736,481		526,789
Time accounts under $100,000	347,418		331,511
Total private accounts	16,119,659		15,613,583
Public funds:
Savings and interest checking	548,399		473,754
Money market accounts	73,180		59,953
Time accounts of $100,000 or more	24,672		4,332
Time accounts under $100,000	25		88
Total public funds	646,276		538,127
Total interest-bearing deposits	16,765,935		16,151,710
Total deposits	$	27,639,564	$	27,149,204

The following table presents additional information about our year-end deposits:



	2019		2018
Deposits from the Certificate of Deposit Account Registry Service (CDARS)	$	361	$	—
Deposits from foreign sources (primarily Mexico)	805,828		752,658
Deposits not covered by deposit insurance	13,115,796		13,111,210
Deposits from certain directors, executive officers and their affiliates	197,919		199,321

Scheduled maturities of time deposits, including both private and public funds, at December 31, 2019 were as follows:

Scheduled maturities of time deposits in amounts of $100,000 or more, including both private and public funds, at December 31, 2019, were as follows:



Due within 3 months or less	$	191,563
Due after 3 months and within 6 months	140,654
Due after 6 months and within 12 months	271,209
Due after 12 months	157,727
	$	761,153