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Capital and Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2018
Regulatory Capital Requirements [Abstract]  
Actual and Required Capital Ratios
 
Actual
 
Minimum Capital Required - Basel III Phase-In Schedule
 
Minimum Capital Required - Basel III Fully Phased-In
 
Required to be
Considered Well
Capitalized
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
2018
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Common Equity Tier 1 to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cullen/Frost
$
2,642,475

 
12.65
%
 
$
1,332,052

 
6.375
%
 
$
1,462,645

 
7.00
%
 
$
1,358,171

 
6.50
%
Frost Bank
2,743,973

 
13.17

 
1,328,180

 
6.375

 
1,458,393

 
7.00

 
1,354,222

 
6.50

Tier 1 Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cullen/Frost
2,786,961

 
13.34

 
1,645,476

 
7.875

 
1,776,069

 
8.50

 
1,671,595

 
8.00

Frost Bank
2,743,973

 
13.17

 
1,640,693

 
7.875

 
1,770,906

 
8.50

 
1,666,735

 
8.00

Total Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cullen/Frost
3,152,593

 
15.09

 
2,063,375

 
9.875

 
2,193,968

 
10.50

 
2,089,494

 
10.00

Frost Bank
2,876,605

 
13.81

 
2,057,376

 
9.875

 
2,187,590

 
10.50

 
2,083,419

 
10.00

Leverage Ratio
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cullen/Frost
2,786,961

 
9.06

 
1,231,028

 
4.00

 
1,231,028

 
4.00

 
1,538,785

 
5.00

Frost Bank
2,743,973

 
8.93

 
1,229,650

 
4.00

 
1,229,650

 
4.00

 
1,537,062

 
5.00

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2017
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Common Equity Tier 1 to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cullen/Frost
$
2,426,048

 
12.42
%
 
$
1,123,430

 
5.75
%
 
$
1,367,583

 
7.00
%
 
$
1,269,965

 
6.50
%
Frost Bank
2,518,999

 
12.92

 
1,120,663

 
5.75

 
1,364,214

 
7.00

 
1,266,836

 
6.50

Tier 1 Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cullen/Frost
2,570,534

 
13.16

 
1,416,499

 
7.25

 
1,660,637

 
8.50

 
1,563,033

 
8.00

Frost Bank
2,518,999

 
12.92

 
1,413,010

 
7.25

 
1,656,546

 
8.50

 
1,559,183

 
8.00

Total Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cullen/Frost
2,959,326

 
15.15

 
1,807,257

 
9.25

 
2,051,375

 
10.50

 
1,953,792

 
10.00

Frost Bank
2,674,791

 
13.72

 
1,802,805

 
9.25

 
2,046,321

 
10.50

 
1,948,979

 
10.00

Leverage Ratio
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cullen/Frost
2,570,534

 
8.46

 
1,215,227

 
4.00

 
1,215,186

 
4.00

 
1,519,034

 
5.00

Frost Bank
2,518,999

 
8.30

 
1,214,295

 
4.00

 
1,214,254

 
4.00

 
1,517,869

 
5.00