XML 58 R38.htm IDEA: XBRL DOCUMENT v3.6.0.2
Capital and Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2016
Regulatory Capital Requirements [Abstract]  
Actual and Required Capital Ratios
 
Actual
 
Minimum Capital Required - Basel III Phase-In Schedule
 
Minimum Capital Required - Basel III Fully Phased-In
 
Required to be
Considered Well
Capitalized
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Common Equity Tier 1 to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cullen/Frost
$
2,239,186

 
12.52
%
 
$
916,360

 
5.125
%
 
$
1,251,425

 
7.00
%
 
$
1,162,213

 
6.50
%
Frost Bank
2,296,480

 
12.88

 
913,460

 
5.125

 
1,247,463

 
7.00

 
1,158,535

 
6.50

Tier 1 Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cullen/Frost
2,383,672

 
13.33

 
1,184,563

 
6.625

 
1,519,587

 
8.50

 
1,430,416

 
8.00

Frost Bank
2,296,480

 
12.88

 
1,180,814

 
6.625

 
1,514,776

 
8.50

 
1,425,889

 
8.00

Total Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cullen/Frost
2,669,717

 
14.93

 
1,542,168

 
8.625

 
1,877,137

 
10.50

 
1,788,020

 
10.00

Frost Bank
2,449,525

 
13.74

 
1,537,286

 
8.625

 
1,871,194

 
10.50

 
1,782,361

 
10.00

Leverage Ratio
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cullen/Frost
2,383,672

 
8.14

 
1,171,682

 
4.00

 
1,171,573

 
4.00

 
1,464,602

 
5.00

Frost Bank
2,296,480

 
7.85

 
1,170,249

 
4.00

 
1,170,141

 
4.00

 
1,462,812

 
5.00

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Common Equity Tier 1 to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cullen/Frost
$
1,986,200

 
11.37
%
 
$
786,344

 
4.50
%
 
$
1,222,837

 
7.00
%
 
$
1,135,830

 
6.50
%
Frost Bank
2,131,360

 
12.24

 
783,727

 
4.50

 
1,218,766

 
7.00

 
1,132,049

 
6.50

Tier 1 Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cullen/Frost
2,163,936

 
12.38

 
1,048,458

 
6.00

 
1,484,874

 
8.50

 
1,397,944

 
8.00

Frost Bank
2,131,360

 
12.24

 
1,044,969

 
6.00

 
1,479,930

 
8.50

 
1,393,292

 
8.00

Total Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cullen/Frost
2,419,545

 
13.85

 
1,397,944

 
8.00

 
1,834,256

 
10.50

 
1,747,430

 
10.00

Frost Bank
2,267,219

 
13.02

 
1,393,292

 
8.00

 
1,828,149

 
10.50

 
1,741,615

 
10.00

Leverage Ratio
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cullen/Frost
2,163,936

 
7.79

 
1,111,325

 
4.00

 
1,111,117

 
4.00

 
1,389,156

 
5.00

Frost Bank
2,131,360

 
7.68

 
1,110,143

 
4.00

 
1,109,935

 
4.00

 
1,387,679

 
5.00