Deposits

Deposits were as follows:



	September 30, 2016		Percentage of Total		December 31, 2015		Percentage of Total
Non-interest-bearing demand deposits:
Commercial and individual	$	9,422,496	37.5	%	$	9,251,463	38.0	%
Correspondent banks	316,037		1.3		378,930		1.6
Public funds	541,527		2.1		639,840		2.6
Total non-interest-bearing demand deposits	10,280,060		40.9		10,270,233		42.2
Interest-bearing deposits:
Private accounts:
Savings and interest checking	6,094,960		24.3		5,149,905		21.1
Money market accounts	7,510,102		29.9		7,536,998		31.0
Time accounts of $100,000 or more	457,229		1.8		463,740		1.9
Time accounts under $100,000	343,593		1.4		362,683		1.5
Total private accounts	14,405,884		57.4		13,513,326		55.5
Public funds:
Savings and interest checking	314,998		1.3		420,324		1.7
Money market accounts	88,553		0.3		93,969		0.4
Time accounts of $100,000 or more	17,379		0.1		44,941		0.2
Time accounts under $100,000	674		—		802		—
Total public funds	421,604		1.7		560,036		2.3
Total interest-bearing deposits	14,827,488		59.1		14,073,362		57.8
Total deposits	$	25,107,548	100.0	%	$	24,343,595	100.0	%

The following table presents additional information about our deposits:



	September 30, 2016		December 31, 2015
Deposits from the Certificate of Deposit Account Registry Service (CDARS)	$	—	$	2,615
Deposits from the Promontory Interfinancial Network Insured Cash Sweep Service (acquired in the acquisition of WNB Bancshares, Inc.)	—		7,440
Deposits from foreign sources (primarily Mexico)	753,312		747,008
Deposits not covered by deposit insurance	12,352,499		11,953,367