Deposits (Tables)

12 Months Ended

Dec. 31, 2015

Year-end deposits were as follows:



	2015		2014
Non-interest-bearing demand deposits:
Commercial and individual	$	9,251,463	$	9,256,045
Correspondent banks	378,930		429,000
Public funds	639,840		464,016
Total non-interest-bearing demand deposits	10,270,233		10,149,061
Interest-bearing deposits:
Private accounts:
Savings and interest checking	5,149,905		4,743,963
Money market accounts	7,536,998		7,860,403
Time accounts of $100,000 or more	420,697		490,209
Time accounts under $100,000	405,726		454,220
Total private accounts	13,513,326		13,548,795
Public funds:
Savings and interest checking	420,324		326,090
Money market accounts	93,969		57,145
Time accounts of $100,000 or more	44,941		53,684
Time accounts under $100,000	802		1,155
Total public funds	560,036		438,074
Total interest-bearing deposits	14,073,362		13,986,869
Total deposits	$	24,343,595	$	24,135,930

The following table presents additional information about our year-end deposits:



	2015		2014
Deposits from the Certificate of Deposit Account Registry Service (CDARS)	$	2,615	$	22,229
Deposits from the Promontory Interfinancial Network Insured Cash Sweep Service (acquired in the acquisition of WNB)	7,440		148,665
Deposits from foreign sources (primarily Mexico)	747,008		744,295
Deposits not covered by deposit insurance	11,953,367		12,056,180
Deposits from certain directors, executive officers and their affiliates	218,095		176,821

Scheduled maturities of time deposits, including both private and public funds, at December 31, 2015 were as follows:

Scheduled maturities of time deposits in amounts of $100,000 or more, including both private and public funds, at December 31, 2015, were as follows:



Due within 3 months or less	$	160,712
Due after 3 months and within 6 months	91,160
Due after 6 months and within 12 months	140,232
Due after 12 months	73,534
	$	465,638