X0202 4 2005-01-02 0000038984 FREMONT GENERAL CORP FMT 0001049703 BAILEY WAYNE ROBERT 2020 SANTA MONICA BOULEVARD SUITE 600 SANTA MONICA CA 90404 1 1 0 0 Exec. V.P., Treasurer & CFO Common Stock 2005-01-02 4 D 0 181270 25.18 D 345744 D Common Stock 67975.19 I by 401(k) Plan Common Stock 95376.78 I by SERP Common Stock 48815.06 I by ESOP Common Stock 547.64 I Excess Benefit Plan Common Stock 3400 I by Sons Includes 333,760 shares of restricted common stock awarded under the Company's 1995 Restricted Stock Award Plan and/or 1997 Stock Plan. Between March 16, 2004 and December 23, 2004 the reporting person acquired 572.39 shares of Company common stock under the 401(k) Plan including automatic dividend reinvestments. Between February 25, 2004 and December 23, 2004 the reporting person acquired 22,311.04 shares of Company common stock under the SERP Plan including automatic dividend reinvestments. Between February 25, 2004 and December 23, 2004 the reporting person acquired 1,000.66 shares of Company common stock under the ESOP Plan including automatic dividend reinvestments. Between March 17, 2004 and December 23, 2004 the reporting person acquired 547.64 shares of Company common stock under the Excess Benefit Plan including automatic dividend reinvestments. Wayne R. Bailey 2005-01-04