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CASH AND CASH EQUIVALENTS
6 Months Ended
Jun. 30, 2011
CASH AND CASH EQUIVALENTS [Abstract]  
CASH AND CASH EQUIVALENTS
NOTE 3 - CASH AND CASH EQUIVALENTS

Cash and cash equivalents are held in non-interest bearing deposit accounts in financial institutions and money market funds.  As of June 30, 2011 and December 31, 2010, $2.9 million of cash and cash equivalents were restricted, including $0.9 million related to amounts on deposit securing a letter of credit associated with insurance policies; and $2.0 million related to amounts on deposit pending a decision on a legal case currently on appeal.  No other cash and cash equivalents were restricted as of June 30, 2011 and December 31, 2010.  Included in cash and cash equivalents as of June 30, 2011 and December 31, 2010 was $2.1 million, representing borrower remittances, held in a trust account maintained by the Company's loan servicer.