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Condensed Consolidated Statements of Financial Position (Unaudited) - USD ($)
Sep. 30, 2020
Dec. 31, 2019
ASSETS    
Cash and Cash Equivalents $ 56,499,440 $ 51,934,265
Restricted Cash 5,750,359 6,524,315
LOANS:    
Direct Cash Loans 714,985,099 737,254,501
Real Estate Loans 39,447,727 37,255,330
Sales Finance Contracts 104,543,632 70,019,005
Loans, Total 858,976,458 844,528,836
Unearned Finance Charges 122,441,037 118,748,137
Unearned Insurance Premiums and Commissions 54,410,112 57,620,339
Allowance for Loan Losses 61,479,548 53,000,000
Net Loans 620,645,761 615,160,360
INVESTMENT SECURITIES:    
Available for Sale, at fair value 216,689,677 204,457,522
Held to Maturity, at amortized cost 379,397 380,561
Other Investments and Securities, at Cost 217,069,074 204,838,083
Other Assets 61,363,867 60,722,555
ASSETS, Total 961,328,501 939,179,578
LIABILITIES AND STOCKHOLDERS' EQUITY    
Senior Debt 594,693,037 591,091,095
Accrued Expenses and Other Liabilities 63,834,629 57,587,343
Subordinated Debt 29,816,217 29,005,024
LIABILITIES, Total 688,343,883 677,683,462
COMMITMENTS AND CONTINGENCIES [1]
STOCKHOLDERS' EQUITY:    
Preferred Stock, Value, Issued 0 0
Accumulated Other Comprehensive Income 12,021,050 9,614,846
Retained Earnings 260,793,568 251,711,270
Stockholders' Equity, Total 272,984,618 261,496,116
LIABILITIES AND STOCKHOLDERS' EQUITY, TOTAL 961,328,501 939,179,578
Voting Common Stock    
STOCKHOLDERS' EQUITY:    
Common Stock, Value, Issued 170,000 170,000
Nonvoting Common Stock    
STOCKHOLDERS' EQUITY:    
Common Stock, Value, Issued $ 0 $ 0
[1] Note 6.