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CONSOLIDATED STATEMENTS OF FINANCIAL POSITION - USD ($)
Dec. 31, 2019
Dec. 31, 2018
Cash, Cash Equivalents, and Short-term Investments    
Cash and Due From Banks [1] $ 3,429,386 $ 4,123,428
Short-term Investments [1] 48,504,879 6,156,069
Cash and Cash Equivalents [1] 51,934,265 10,279,497
Restricted Cash [2] 6,524,315 3,746,371
LOANS:    
Direct Cash Loans [3] 737,254,501 651,085,493
Real Estate Loans [3] 37,255,330 31,655,000
Sales Finance Contracts [3] 70,019,005 50,693,568
Loans and Leases Receivable, Gross [3] 844,528,836 733,434,061
Unearned Finance Charges 118,748,137 98,377,069
Unearned Insurance Premiums 57,620,339 49,949,190
Allowance for Loan Losses 53,000,000 43,000,000
Loans and Leases Receivable, Net Amount 615,160,360 542,107,802
Investments, Debt and Equity Securities    
Available for Sale, at fair value [4] 204,457,522 212,199,716
Held to Maturity, at amortized cost [4] 380,561 787,987
Marketable Debt Securities, Total [4] 204,838,083 212,987,703
Other Assets    
Property, Plant and Equipment, Net 15,410,942 15,348,519
Operating Lease Right of Use Assets [5] 31,313,793 0
Deferred Acquisition Costs 3,472,783 2,998,906
Due from Non-affiliated Insurance Company 2,933,146 2,823,806
Other Miscellaneous 7,591,891 6,075,133
Other Assets 60,722,555 27,246,364
ASSETS, Total 939,179,578 796,367,737
SENIOR DEBT:    
Bank Borrowings [6] 111,350,000 53,180,000
Senior Demand Notes, including accrued interest [6] 76,249,795 73,339,081
Commercial Paper [6] 403,491,300 373,803,569
Senior Debt, total [6] 591,091,095 500,322,650
ACCOUNTS PAYABLE AND ACCRUED EXPENSES    
Operating Lease Liabilities 31,655,563 0
Other Accounts Payable and Accrued Expenses 25,931,780 24,914,479
Accounts Payable and Accrued Liabilities, Current 57,587,343 24,914,479
Subordinated Debt [7] 29,005,024 30,270,450
LIABILITIES, Total 677,683,462 555,507,579
COMMITMENTS AND CONTINGENCIES [8]
STOCKHOLDERS' EQUITY:    
Preferred Stock 0 0
Accumulated Other Comprehensive Income (Loss) 9,614,846 (391,979)
Retained Earnings 251,711,270 241,082,137
Total Stockholders' Equity 261,496,116 240,860,158
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 939,179,578 796,367,737
Voting Common Stock    
STOCKHOLDERS' EQUITY:    
Common Stock 170,000 170,000
Nonvoting Common Stock    
STOCKHOLDERS' EQUITY:    
Common Stock $ 0 $ 0
[1] See Note 6.
[2] See Note 1.
[3] See Note 2.
[4] See Note 3.
[5] See Note 9.
[6] See Note 7.
[7] See Note 8.
[8] See note 9.