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Note 2 - Allowance For Loan Losses: Troubled Debt Restructurings on Financing Receivables (Tables)
 9 Months Ended
Sep. 30, 2017
Tables/Schedules  
Troubled Debt Restructurings on Financing Receivables

 

 

 

Number

Of

Loans

 

Pre-Modification

Recorded

Investment

 

Post-Modification

Recorded

Investment

 

 

 

 

 

 

 

Consumer Loans

 

3,881   

 

$ 8,764,876   

 

$ 8,419,386   

Real Estate Loans

 

4   

 

27,360   

 

27,360   

Sales Finance Contracts

 

126   

 

321,289   

 

304,847   

    Total

 

4,011   

 

$ 9,113,525   

 

$ 8,751,593   

 

The following table presents a summary of loans that were restructured during the three months ended September 30, 2016.

 

 

 

Number

Of

Loans

 

Pre-Modification

Recorded

Investment

 

Post-Modification

Recorded

Investment

 

 

 

 

 

 

 

Consumer Loans

 

3,438   

 

$ 8,039,469   

 

$ 7,717,049   

Real Estate Loans

 

11   

 

151,271   

 

151,271   

Sales Finance Contracts

 

102   

 

248,702   

 

239,022   

    Total

 

3,551   

 

$ 8,439,442   

 

$ 8,107,342   

 

The following table presents a summary of loans that were restructured during the nine months ended September 30, 2017.

 

 

 

Number

Of

Loans

 

Pre-Modification

Recorded

Investment

 

Post-Modification

Recorded

Investment

 

 

 

 

 

 

 

Consumer Loans

 

11,117   

 

$ 25,032,298   

 

$ 24,018,560   

Real Estate Loans

 

18   

 

138,249   

 

137,167   

Sales Finance Contracts

 

352   

 

900,736   

 

861,534   

    Total

 

11,487   

 

$ 26,071,283   

 

$ 25,017,261   

 

The following table presents a summary of loans that were restructured during the nine months ended September 30, 2016.

 

 

 

Number

Of

Loans

 

Pre-Modification

Recorded

Investment

 

Post-Modification

Recorded

Investment

 

 

 

 

 

 

 

Consumer Loans

 

8,600   

 

$ 18,235,460   

 

$ 17,404,025   

Real Estate Loans

 

26   

 

308,017   

 

308,017   

Sales Finance Contracts

 

1282   

 

629,089   

 

588,812   

    Total

 

8,908   

 

$ 19,172,566   

 

$ 18,300,854   

 

TDRs that occurred during the previous twelve months and subsequently defaulted during the three months ended September 30, 2017 are listed below.

 

 

 

Number

Of

Loans

 

Pre-Modification

Recorded

Investment

 

 

 

 

 

Consumer Loans

 

1,465   

 

$ 2,162,134   

Real Estate Loans

 

-   

 

-   

Sales Finance Contracts

 

48   

 

83,028   

    Total

 

1,513   

 

$ 2,245,162   

 

TDRs that occurred during the twelve months ended September 30, 2016 and subsequently defaulted during the three months ended September 30, 2016 are listed below.

 

 

 

Number

Of

Loans

 

Pre-Modification

Recorded

Investment

 

 

 

 

 

Consumer Loans

 

1,481   

 

$ 2,121,462   

Real Estate Loans

 

-   

 

-   

Sales Finance Contracts

 

31   

 

41,612   

    Total

 

1,512   

 

$ 2,163,074   

 

TDRs that occurred during the previous twelve months and subsequently defaulted during the nine months ended September 30, 2017 are listed below.

 

 

Number

Of

Loans

 

Pre-Modification

Recorded

Investment

 

 

 

 

Consumer Loans

3,619   

 

$ 5,244,206   

Real Estate Loans

-   

 

-   

Sales Finance Contract

109   

 

188,089   

    Total

3,728   

 

$ 5,432,295   

 

TDRs that occurred during the twelve months ended September 30, 2016 and subsequently defaulted during the nine months ended September 30, 2016 are listed below.

 

 

 

Number

Of

Loans

 

Pre-Modification

Recorded

Investment

 

 

 

 

 

Consumer Loans

 

3,271   

 

$ 4,662,399   

Real Estate Loans

 

1   

 

1,358   

Sales Finance Contracts

 

96   

 

152,916   

    Total

 

3,368   

 

$ 4,816,673