Segment Information (Tables)

6 Months Ended

Jun. 30, 2025

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment [Table Text Block]

Key operating data for our business segments for the periods ended or at June 30 was as follows (in millions):

	United States and Canada		Europe			All Other		Total Segments		Unallocated Other		Total
Second Quarter 2024
Total revenue	$	2,785	$	381		$	117	$	3,283	$	—	$	3,283
Total revenue less:
Depreciation on vehicles subject to operating leases	606		7			—		613		—		613
Interest expense	1,519		216			66		1,801		96		1,897
Provision for credit losses	70		5			20		95		—		95
Other segment items (a)	292		65			21		378		(43)		335
Income before income taxes	$	298	$	88		$	10	$	396	$	(53)	$	343
Second Quarter 2025
Total revenue	$	3,014	$	378		$	94	$	3,486	$	—	$	3,486
Total revenue less:
Depreciation on vehicles subject to operating leases	593		10			—		603		—		603
Interest expense	1,476		195			51		1,722		37		1,759
Provision for credit losses	88		15			11		114		—		114
Other segment items (a)	313		163			15		491		(126)		365
Income before income taxes	$	544	$	(5)	(b)	$	17	$	556	$	89	$	645
First Half 2024
Total revenue	$	5,401	$	752		$	236	$	6,389	$	—	$	6,389
Total revenue less:
Depreciation on vehicles subject to operating leases	1,209		14			—		1,223		—		1,223
Interest expense	2,979		437			135		3,551		194		3,745
Provision for credit losses	140		12			31		183		—		183
Other segment items (a)	512		129			40		681		(112)		569
Income before income taxes	$	561	$	160		$	30	$	751	$	(82)	$	669
Other segment disclosures:
Net finance receivables and net investment in operating leases	$	113,727	$	19,425		$	4,569	$	137,721	$	—	$	137,721
Total assets	122,702		22,784			5,141		150,627		—		150,627
First Half 2025
Total revenue	$	5,963	$	750		$	193	$	6,906	$	—	$	6,906
Total revenue less:
Depreciation on vehicles subject to operating leases	1,191		17			—		1,208		—		1,208
Interest expense	2,957		390			104		3,451		98		3,549
Provision for credit losses	200		24			30		254		—		254
Other segment items (a)	600		238			39		877		(207)		670
Income before income taxes	$	1,015	$	81	(b)	$	20	$	1,116	$	109	$	1,225
Other segment disclosures:
Net finance receivables and net investment in operating leases	$	117,578	$	22,473		$	3,672	$	143,723	$	—	$	143,723
Total assets	128,747		25,879			4,116		158,742		—		158,742