EXHIBIT 24


                 POWER OF ATTORNEY WITH RESPECT TO REGISTRATION
                                  STATEMENTS OF
                            FORD MOTOR CREDIT COMPANY
          COVERING NOTES, DEBENTURES, SUBORDINATED NOTES, SUBORDINATED
          DEBENTURES, NOTES SOLD THROUGH SALES AGENTS OR UNDERWRITERS,
            NOTES PURSUANT TO THE FORD MONEY MARKET ACCOUNT PROGRAM,
                  AND SECURITIES BACKED BY COMPANY RECEIVABLES

         KNOW ALL MEN BY THESE PRESENTS that the undersigned, an officer or
director of FORD MOTOR CREDIT COMPANY, does hereby constitute and appoint D. P.
Cosper, S. J. Thomas, S. P. Thomas and S. W. Murphy, and each of them,
severally, his true and lawful attorney and agent at any time and from time to
time to do any and all acts and things and execute in his name (whether on
behalf of FORD MOTOR CREDIT COMPANY, or as an officer or director of FORD MOTOR
CREDIT COMPANY, or by attesting the Seal of FORD MOTOR CREDIT COMPANY or
otherwise) any and all instruments which said attorney and agent may deem
necessary or advisable in order to enable FORD MOTOR CREDIT COMPANY to comply
with the Securities Act of 1933, as amended, and any requirements of the
Securities and Exchange Commission in respect thereof, in connection with a
Registration Statement or Registration Statements and any and all amendments
(including post-effective amendments) to the Registration Statement or
Registration Statements relating to the issuance and sale of any of the
above-captioned securities of FORD MOTOR CREDIT COMPANY authorized by the Board
of Directors of FORD MOTOR CREDIT COMPANY including specifically, but without
limitation thereto, power and authority to sign his name (whether on behalf of
FORD MOTOR CREDIT COMPANY or as an officer or director of FORD MOTOR CREDIT
COMPANY, or by attesting the seal of FORD MOTOR CREDIT COMPANY or otherwise) to
such Registration Statement or Registration Statements and to such amendments
(including post-effective amendments) to the Registration Statement or
Registration Statements to be filed with the Securities and Exchange Commission,
or any of the exhibits, financial statements or schedules or the prospectuses
filed therewith, and to file the same with the Securities and Exchange
Commission; and each of the undersigned does hereby ratify and confirm all that
said attorneys and agents, and each of them shall do or cause to be done by
virtue hereof. Any one of said attorneys and agents shall have, and may
exercise, all the powers hereby conferred.

         IN WITNESS WHEREOF, the undersigned has signed his/her name hereto as
of the 26th day of June, 2003.

/s/ Michael E. Bannister                      /s/ Allan D. Gilmour
---------------------------------             --------------------------------
Michael E. Bannister                          Allan D. Gilmour

/s/ Terry D. Chenault                         /s/ Malcolm  S. Macdonald
---------------------------------             --------------------------------
Terry D. Chenault                             Malcolm  S. Macdonald

/s/ David P. Cosper                           /s/ Gregory C. Smith
---------------------------------             --------------------------------
David P. Cosper                               Gregory C. Smith