CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024
Cash flows from operating activities
Net income	$ 1,533	$ 982
Provision for credit losses	389	282
Depreciation and amortization	2,350	2,291
Amortization of upfront interest supplements	(1,932)	(1,746)
Net change in deferred income taxes	247	28
Net change in other assets	(136)	(365)
Net change in other liabilities	318	365
All other operating activities	130	195
Net cash provided by/(used in) operating activities	2,899	2,032
Cash flows from investing activities
Purchases of finance receivables	(27,913)	(32,952)
Principal collections of finance receivables	30,282	28,629
Purchases of operating lease vehicles	(10,282)	(8,533)
Proceeds from termination of operating lease vehicles	5,017	5,669
Net change in wholesale receivables and other short-duration receivables	2,635	(2,770)
Purchases of marketable securities and other investments	(313)	(168)
Proceeds from sales and maturities of marketable securities and other investments	292	249
Settlements of derivatives	(450)	(401)
All other investing activities	(88)	(61)
Net cash provided by/(used in) investing activities	(820)	(10,338)
Cash flows from financing activities
Proceeds from issuances of long-term debt	35,607	43,473
Payments of long-term debt	(36,576)	(35,453)
Net change in short-term debt	(716)	(1,520)
Cash distributions to parent	(1,050)	(325)
All other financing activities	(82)	(117)
Net cash provided by/(used in) financing activities	(2,817)	6,058
Effect of exchange rate changes on cash, cash equivalents, and restricted cash	249	32
Net increase/(decrease) in cash, cash equivalents and restricted cash	(489)	(2,216)
Cash, cash equivalents, and restricted cash at beginning of period (Note 3)	9,360	10,795
Net increase/(decrease) in cash, cash equivalents, and restricted cash	(489)	(2,216)
Cash, cash equivalents, and restricted cash at end of period (Note 3)	$ 8,871	$ 8,579