Consolidated Income Statement - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Financing revenue
Retail financing	$ 1,458	$ 1,104	$ 4,113	$ 3,046
Dealer financing	724	617	2,170	1,721
Other	44	36	127	94
Revenue from Contract with Customer, Excluding Assessed Tax	3,291	2,774	9,522	7,956
Depreciation on vehicles subject to operating leases	(600)	(576)	(1,823)	(1,690)
Interest expense	(1,878)	(1,653)	(5,623)	(4,575)
Net financing margin	813	545	2,076	1,691
Other revenue
Premiums Earned, Net	42	29	120	84
Fee based revenue and other	30	25	110	99
Total financing margin and other revenue	885	599	2,306	1,874
Operating expenses	336	340	1,022	1,000
Financing Receivable, Credit Loss, Expense (Reversal)	99	74	282	191
Insurance expenses	17	14	144	54
Total expenses	452	428	1,448	1,245
Other Income / Loss	111	187	355	413
Income before income taxes	544	358	1,213	1,042
Provision for income taxes	51	119	231	277
Net income		239	982	765
Operating Lease, Lease Income	$ 1,065	$ 1,017	$ 3,112	$ 3,095