Segment Information (Tables)

3 Months Ended

Mar. 31, 2023

Key financial information for our business segments for the periods ended or at March 31 was as follows (in millions):


	United States and Canada		Europe		All Other		Total Segments		Unallocated Other (a)		Total
First Quarter 2022
Total revenue	$	2,029	$	195	$	102	$	2,326	$	—	$	2,326
Income before income taxes	766		76		(164)		678		76		754
Depreciation on vehicles subject to operating leases	526		(11)		—		515		—		515
Interest expense	558		48		48		654		(43)		611
Provision for/(Benefit from) credit losses	(67)		(3)		6		(64)		—		(64)
Net finance receivables and net investment in operating leases	93,955		17,991		5,449		117,395		—		117,395
Total assets	106,762		20,633		6,182		133,577		—		133,577

First Quarter 2023
Total revenue	$	2,170	$	284	$	102	$	2,556	$	—	$	2,556
Income before income taxes	273		78		22		373		(70)		303
Depreciation on vehicles subject to operating leases	557		2		—		559		—		559
Interest expense	1,195		130		51		1,376		16		1,392
Provision for/(Benefit from) credit losses	63		4		10		77		—		77
Net finance receivables and net investment in operating leases	98,659		20,225		4,943		123,827		—		123,827
Total assets	109,955		23,355		5,622		138,932		—		138,932