Consolidated Income Statement - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Financing revenue
Retail financing	$ 929	$ 906
Dealer financing	504	164
Other	27	7
Revenue from Contract with Customer, Excluding Assessed Tax	2,509	2,288
Depreciation on vehicles subject to operating leases	(559)	(515)
Interest expense	(1,392)	(611)
Net financing margin	558	1,162
Other revenue
Premiums Earned, Net	26	15
Fee based revenue and other	21	23
Total financing margin and other revenue	605	1,200
Operating expenses	320	348
Financing Receivable, Credit Loss, Expense (Reversal)	77	(64)
Insurance expenses	5	(7)
Total expenses	402	277
Other Income / Loss	100	(169)
Income before income taxes	303	754
Provision for income taxes	63	85
Net income	240	669
Operating Lease, Lease Income	$ 1,049	$ 1,211