Consolidated Income Statement - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Financing revenue
Retail financing	$ 3,514	$ 3,888	$ 3,927
Dealer financing	1,079	774	1,474
Other	63	46	88
Total Financing Revenue	9,225	9,999	11,142
Depreciation on vehicles subject to operating leases	(2,240)	(1,626)	(3,235)
Interest expense	(3,334)	(2,790)	(3,402)
Net financing margin	3,651	5,583	4,505
Other revenue
Insurance premiums earned	75	75	143
Fee based revenue and other	116	176	177
Total financing margin and other revenue	3,842	5,834	4,825
Expenses
Operating expenses	1,329	1,325	1,330
Provision for credit losses	39	(310)	828
Insurance expenses	(4)	10	82
Total expenses	1,364	1,025	2,240
Other income, net	(41)	(78)	23
Income before income taxes	2,437	4,731	2,608
Provision for income taxes	448	210	270
Net income	1,989	4,521	2,338
Operating Lease, Lease Income	$ 4,569	$ 5,291	$ 5,653