Consolidated Income Statement - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Financing revenue
Retail financing	$ 3,888	$ 3,927	$ 3,958
Dealer financing	774	1,474	2,265
Other	46	88	96
Total Financing Revenue	9,999	11,142	12,218
Depreciation on vehicles subject to operating leases	(1,626)	(3,235)	(3,635)
Interest expense	(2,790)	(3,402)	(4,389)
Net financing margin	5,583	4,505	4,194
Other revenue
Insurance premiums earned	75	143	182
Fee based revenue and other	176	177	223
Total financing margin and other revenue	5,834	4,825	4,599
Expenses
Operating expenses	1,325	1,330	1,416
Provision for credit losses	(310)	828	296
Insurance expenses	10	82	103
Total expenses	1,025	2,240	1,815
Other income, net	(78)	23	214
Income before income taxes	4,731	2,608	2,998
Provision for income taxes	210	270	378
Net income	4,521	2,338	2,620
Operating Lease, Lease Income	$ 5,291	$ 5,653	$ 5,899