Consolidated Income Statement - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Financing revenue
Operating leases	$ 1,367	$ 1,401	$ 2,747	$ 2,860
Retail financing	1,004	941	1,994	1,917
Dealer financing	187	341	473	826
Other	13	27	27	49
Revenue from Contract with Customer, Excluding Assessed Tax	2,571	2,710	5,241	5,652
Depreciation on vehicles subject to operating leases	(191)	(990)	(759)	(2,042)
Interest expense	(680)	(839)	(1,484)	(1,823)
Net financing margin	1,700	881	2,998	1,787
Other revenue
Premiums Earned, Net	17	34	44	81
Fee based revenue and other	53	49	73	92
Total financing margin and other revenue	1,770	964	3,115	1,960
Operating expenses	322	305	665	667
Provision for credit losses	(166)	93	(206)	679
Insurance expenses	4	60	9	66
Total expenses	160	458	468	1,412
Other Income / Loss	13	37	(62)	25
Income before income taxes	1,623	543	2,585	573
Provision for income taxes	(28)	67	89	103
Net income	$ 1,651	$ 476	$ 2,496	$ 470