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Transfers of Receivables (Tables)
 9 Months Ended
Sep. 30, 2020
Transfers and Servicing [Abstract]  
Schedule of Assets and Liabilities Related to Securitization Transactions [Table Text Block]
Most of these securitization transactions utilize VIEs. The following tables show the assets and debt related to our securitization transactions that were included in our financial statements (in billions):
December 31, 2019
Cash and Cash EquivalentsFinance Receivables and Net Investment in Operating Leases (a)Related Debt
(c)
Before Allowance
for Credit Losses		Allowance for
Credit Losses		After Allowance
for Credit Losses
VIE (b)
Retail financing$1.8 $32.6 $0.2 $32.4 $28.0 
Wholesale financing0.9 26.1 — 26.1 13.4 
Finance receivables2.7 58.7 0.2 58.5 41.4 
Net investment in operating leases0.5 14.9 — 14.9 9.5 
Total VIE$3.2 $73.6 $0.2 $73.4 $50.9 
Non-VIE
Retail financing$0.3 $5.7 $— $5.7 $5.1 
Wholesale financing— 0.7 — 0.7 0.6 
Finance receivables0.3 6.4 — 6.4 5.7 
Net investment in operating leases— — — — — 
Total Non-VIE$0.3 $6.4 $— $6.4 $5.7 
Total securitization transactions
Retail financing$2.1 $38.3 $0.2 $38.1 $33.1 
Wholesale financing (d)0.9 26.8 — 26.8 14.0 
Finance receivables3.0 65.1 0.2 64.9 47.1 
Net investment in operating leases0.5 14.9 — 14.9 9.5 
Total securitization transactions$3.5 $80.0 $0.2 $79.8 $56.6 
__________
(a)Unearned interest supplements and residual support are excluded from securitization transactions.
(b)Includes assets to be used to settle the liabilities of the consolidated VIEs.
(c)Includes unamortized discount and debt issuance costs.
(d)The adjusted pool balance of the wholesale finance receivables owned by the securitization trusts was $26.8 billion and the required pool balance was $18.1 billion. As of December 31, 2019, the adjusted pool balance was $8.7 billion higher than the required pool balance.
NOTE 6. TRANSFERS OF RECEIVABLES AND VARIABLE INTEREST ENTITIES (Continued)
September 30, 2020
Cash and Cash EquivalentsFinance Receivables and Net Investment in Operating Leases (a)Related Debt
(c)
Before Allowance
for Credit Losses		Allowance for
Credit Losses		After Allowance
for Credit Losses
VIE (b)
Retail financing$1.9 $32.0 $0.4 $31.6 $25.2 
Wholesale financing0.2 16.9 — 16.9 10.4 
Finance receivables2.1 48.9 0.4 48.5 35.6 
Net investment in operating leases0.8 14.6 — 14.6 9.2 
Total VIE$2.9 $63.5 $0.4 $63.1 $44.8 
Non-VIE
Retail financing$0.4 $9.1 $0.1 $9.0 $8.3 
Wholesale financing— 0.5 — 0.5 0.1 
Finance receivables0.4 9.6 0.1 9.5 8.4 
Net investment in operating leases— — — — — 
Total Non-VIE$0.4 $9.6 $0.1 $9.5 $8.4 
Total securitization transactions
Retail financing$2.3 $41.1 $0.5 $40.6 $33.5 
Wholesale financing (d)0.2 17.4 — 17.4 10.5 
Finance receivables2.5 58.5 0.5 58.0 44.0 
Net investment in operating leases0.8 14.6 — 14.6 9.2 
Total securitization transactions$3.3 $73.1 $0.5 $72.6 $53.2 
__________
(a)Unearned interest supplements and residual support are excluded from securitization transactions.
(b)Includes assets to be used to settle the liabilities of the consolidated VIEs.
(c)Includes unamortized discount and debt issuance cost.
(d)The adjusted pool balance of the wholesale finance receivables owned by the securitization trusts was $17.4 billion and the required pool balance was $13.5 billion. As of September 30, 2020, the adjusted pool balance was $3.9 billion higher than the required pool balance.