Consolidated Income Statement - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Financing revenue
Operating leases	$ 1,401	$ 1,472	$ 2,860	$ 2,949
Retail financing	941	987	1,917	1,971
Dealer financing	341	596	826	1,204
Other	27	26	49	50
Revenue from Contract with Customer, Excluding Assessed Tax	2,710	3,081	5,652	6,174
Depreciation on vehicles subject to operating leases	(990)	(894)	(2,042)	(1,818)
Interest expense	(839)	(1,114)	(1,823)	(2,235)
Net financing margin	881	1,073	1,787	2,121
Premiums Earned, Net	34	46	81	93
Other revenue
Fee based revenue and other	49	61	92	115
Total financing margin and other revenue	964	1,180	1,960	2,329
Operating expenses	305	350	667	714
Provision for credit losses	93	63	679	96
Insurance expenses	60	60	66	70
Total expenses	458	473	1,412	880
Other income, net	37	124	25	183
Income before income taxes	543	831	573	1,632
Provision for income taxes	136	218	145	416
Net income	$ 407	$ 613	$ 428	$ 1,216