Other Assets and Other Liabilities and Deferred Income (Tables)

12 Months Ended

Dec. 31, 2019

Other assets at December 31 were as follows (in millions):



	2018		2019
Accrued interest and other non-finance receivables	$	1,080	$	898
Collateral held for resale, at net realizable value	877		843
Prepaid reinsurance premiums and other reinsurance recoverables	658		687
Property and equipment, net of accumulated depreciation (a)	192		212
Deferred charges – income taxes	216		171
Restricted cash	140		139
Investment in non-consolidated affiliates	123		132
Deferred charges	96		120
Operating lease assets	—		108
Other	74		88
Total other assets	$	3,456	$	3,398

__________


(a)	Accumulated depreciation was $367 million and $393 million at December 31, 2018 and 2019, respectively.

Other liabilities and deferred revenue at December 31 were as follows (in millions):



	2018		2019
Interest payable	$	752	$	888
Unearned insurance premiums and fees	775		806
Income tax and related interest (a)	369		433
Deferred revenue	113		110
Operating lease liabilities	—		110
Payroll and employee benefits	70		74
Other	228		212
Total other liabilities and deferred revenue	$	2,307	$	2,633

__________

(a)

Includes tax and interest payable to affiliated companies of $193 million and $294 million at December 31, 2018 and 2019, respectively.