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Allowance for Credit Losses (Tables)
 6 Months Ended
Jun. 30, 2018
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]  
Allowance for Credit Losses on Financing and Loans and Leases Receivable [Table Text Block]
An analysis of the allowance for credit losses related to finance receivables and net investment in operating leases for the periods ended June 30 was as follows (in millions):

 
Second Quarter 2017
 
Finance Receivables
 
Net Investment in Operating Leases
 
Total Allowance
 
Consumer
 
Non-Consumer
 
Total
 
 
Allowance for credit losses
 
 
 
 
 
 
 
 
 
Beginning balance
$
504

 
$
13

 
$
517

 
$
67

 
$
584

Charge-offs
(110
)
 
(2
)
 
(112
)
 
(52
)
 
(164
)
Recoveries
35

 
3

 
38

 
25

 
63

Provision for credit losses
73

 
—

 
73

 
26

 
99

Other (a)
5

 
1

 
6

 
—

 
6

Ending balance
$
507

 
$
15

 
$
522

 
$
66

 
$
588

 
 
 
 
 
 
 
 
 
 
 
First Half 2017
 
Finance Receivables
 
Net Investment in Operating Leases
 
Total Allowance
 
Consumer
 
Non-Consumer
 
Total
 
 
Allowance for credit losses
 
 
 
 
 
 
 
 
 
Beginning balance
$
469

 
$
15

 
$
484

 
$
64

 
$
548

Charge-offs
(233
)
 
(4
)
 
(237
)
 
(104
)
 
(341
)
Recoveries
69

 
3

 
72

 
49

 
121

Provision for credit losses
194

 
—

 
194

 
57

 
251

Other (a)
8

 
1

 
9

 
—

 
9

Ending balance
$
507

 
$
15

 
$
522

 
$
66

 
$
588

 
 
 
 
 
 
 
 
 
 
Analysis of ending balance of allowance for credit losses
 
 
 
 
 
 
 
 
 
Collective impairment allowance
$
487

 
$
13

 
$
500

 
$
66

 
$
566

Specific impairment allowance
20

 
2

 
22

 
—

 
22

Ending balance
507

 
15

 
522

 
66

 
$
588

 
 
 
 
 
 
 
 
 
 
Analysis of ending balance of finance receivables and net investment in operating leases
 
 
 
 
 
 
 
 
 
Collectively evaluated for impairment
67,906

 
40,354

 
108,260

 
26,759

 
 
Specifically evaluated for impairment
381

 
181

 
562

 
—

 
 
Recorded investment
68,287

 
40,535

 
108,822

 
26,759

 
 
 
 
 
 
 
 
 
 
 
 
Ending balance, net of allowance for credit losses
$
67,780

 
$
40,520

 
$
108,300

 
$
26,693

 
 
__________
(a)
Primarily represents amounts related to translation adjustments.



















NOTE 6. ALLOWANCE FOR CREDIT LOSSES (Continued)
 
Second Quarter 2018
 
Finance Receivables
 
Net Investment in Operating Leases
 
Total Allowance
 
Consumer
 
Non-Consumer
 
Total
 
 
Allowance for credit losses
 
 
 
 
 
 
 
 
 
Beginning balance
$
584

 
$
16

 
$
600

 
$
71

 
$
671

Charge-offs
(123
)
 
(1
)
 
(124
)
 
(47
)
 
(171
)
Recoveries
47

 
1

 
48

 
26

 
74

Provision for credit losses
72

 
(2
)
 
70

 
22

 
92

Other (a)
(7
)
 
—

 
(7
)
 
—

 
(7
)
Ending balance
$
573

 
$
14

 
$
587

 
$
72

 
$
659

 
 
 
 
 
 
 
 
 
 
 
First Half 2018
 
Finance Receivables
 
Net Investment in Operating Leases
 
Total Allowance
 
Consumer
 
Non-Consumer
 
Total
 
 
Allowance for credit losses
 
 
 
 
 
 
 
 
 
Beginning balance
$
582

 
$
15

 
$
597

 
$
71

 
$
668

Charge-offs
(254
)
 
(3
)
 
(257
)
 
(98
)
 
(355
)
Recoveries
86

 
2

 
88

 
52

 
140

Provision for credit losses
164

 
—

 
164

 
47

 
211

Other (a)
(5
)
 
—

 
(5
)
 
—

 
(5
)
Ending balance
$
573

 
$
14

 
$
587

 
$
72

 
$
659

 
 
 
 
 
 
 
 
 
 
Analysis of ending balance of allowance for credit losses
 
 
 
 
 
 
 
 
 
Collective impairment allowance
$
552

 
$
13

 
$
565

 
$
72

 
$
637

Specific impairment allowance
21

 
1

 
22

 
—

 
22

Ending balance
573

 
14

 
587

 
72

 
$
659

 
 
 
 
 
 
 
 
 
 
Analysis of ending balance of finance receivables and net investment in operating leases
 
 
 
 
 
 
 
 
 
Collectively evaluated for impairment
75,338

 
40,668

 
116,006

 
27,386

 
 
Specifically evaluated for impairment
378

 
96

 
474

 
—

 
 
Recorded investment
75,716

 
40,764

 
116,480

 
27,386

 
 
 
 
 
 
 
 
 
 
 
 
Ending balance, net of allowance for credit losses
$
75,143

 
$
40,750

 
$
115,893

 
$
27,314

 
 
__________
(a)
Primarily represents amounts related to translation adjustments.