Consolidated Income Statement - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Financing revenue
Operating leases	$ 1,443	$ 1,381	$ 2,858	$ 2,747
Retail financing	959	825	1,907	1,627
Dealer financing	569	476	1,105	927
Other	20	17	42	34
Total financing revenue	2,991	2,699	5,912	5,335
Depreciation on vehicles subject to operating leases	(963)	(1,037)	(1,991)	(2,101)
Interest expense	(997)	(769)	(1,909)	(1,498)
Net financing margin	1,031	893	2,012	1,736
Other revenue
Insurance premiums earned	43	42	84	82
Fee based revenue and other	65	61	123	116
Total financing margin and other revenue	1,139	996	2,219	1,934
Expenses
Operating expenses	357	302	702	606
Provision for credit losses	92	99	211	251
Insurance expenses	46	62	58	93
Total expenses	495	463	971	950
Other income, net	1	86	38	116
Income before income taxes	645	619	1,286	1,100
Provision for income taxes	166	173	106	321
Net income	$ 479	$ 446	$ 1,180	$ 779