Other Assets and Other Liabilities and Deferred Income (Tables)

12 Months Ended

Dec. 31, 2017

Other Assets and Other Liabilities and Deferred Income [Abstract]

Schedule of Other Assets and Other Liabilities [Table Text Block]

Other assets at December 31 were as follows (in millions):

	2016		2017
Accrued interest and other non-finance receivables	$	889	$	1,117
Collateral held for resale, at net realizable value, and other inventory	621		780
Prepaid reinsurance premiums and other reinsurance recoverables	546		611
Deferred charges – income taxes	205		247
Property and equipment, net of accumulated depreciation (a)	156		177
Deferred charges	122		127
Restricted cash (b)	108		124
Investment in non-consolidated affiliates	153		107
Other	22		39
Total other assets	$	2,822	$	3,329

__________

(a) Accumulated depreciation was $347 million and $354 million at December 31, 2016 and 2017, respectively.

(b) Restricted cash primarily includes cash held to meet certain local governmental and regulatory reserve requirements and cash held under the terms of certain contractual agreements. Restricted cash does not include required minimum balances or cash securing debt issued through securitization transactions.

Other liabilities and deferred income at December 31 were as follows (in millions):

	2016		2017
Unearned insurance premiums and fees	$	650	$	723
Interest payable	661		722
Income tax and related interest (a)	294		301
Deferred revenue	143		148
Payroll and employee benefits	51		68
Other	198		310
Total other liabilities and deferred income	$	1,997	$	2,272

__________

(a) Includes tax and interest payable to affiliated companies of $96 million and $99 million at December 31, 2016 and 2017 respectively.