Consolidated Income Statement - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Financing revenue
Operating leases	$ 1,381	$ 1,388	$ 2,747	$ 2,706
Retail Financing	825	757	1,627	1,493
Dealer Financing	476	443	927	883
Other	17	7	34	19
Total financing revenue	2,699	2,595	5,335	5,101
Depreciation on vehicles subject to operating leases	(1,037)	(1,075)	(2,101)	(2,089)
Interest expense	(769)	(687)	(1,498)	(1,333)
Net financing margin	893	833	1,736	1,679
Other revenue
Insurance premiums earned	42	41	82	80
Fee based revenue and other	61	0	116	0
Total financing margin and other revenue	996	874	1,934	1,759
Expenses
Operating expenses	302	310	606	604
Provision for credit losses	99	137	251	265
Insurance expenses	62	79	93	91
Total expenses	463	526	950	960
Other income, net	86	52	116	115
Income before income taxes	619	400	1,100	914
Provision for income taxes	173	104	321	260
Net income	$ 446	$ 296	$ 779	$ 654