Consolidated Statement of Cash Flows - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Cash flows from operating activities
Net income	$ 1,040	$ 1,011
Adjustments to reconcile net income to net cash provided by operations
Provision for credit losses	403	239
Depreciation and amortization	3,763	3,256
Amortization of upfront interest supplements	(968)	(786)
Net change in deferred income taxes	315	860
Net change in other assets	(373)	(280)
Net change in other liabilities	480	(88)
All other operating activities	147	110
Net cash provided by/(used in) operating activities	4,807	4,322
Cash flows from investing activities
Purchases of finance receivables (excluding wholesale and other)	(29,605)	(30,275)
Collections of finance receivables (excluding wholesale and other)	24,174	23,745
Purchases of operating lease vehicles	(10,974)	(10,902)
Liquidations of operating lease vehicles	6,090	4,887
Net change in wholesale receivables and other	836	(1,521)
Purchases of marketable securities	(5,794)	(7,745)
Proceeds from sales and maturities of marketable securities	4,368	8,238
Settlements of derivatives	8	116
All other investing activities	(152)	21
Net cash provided by/(used in) investing activities	(11,049)	(13,436)
Cash flows from financing activities
Proceeds from issuances of long-term debt	31,789	35,366
Principal payments on long-term debt	(29,499)	(25,693)
Change in short-term debt, net	905	634
Cash distributions to parent	0	(56)
All other financing activities	(90)	(84)
Net cash provided by/(used in) financing activities	3,105	10,167
Effect of exchange rate changes on cash and cash equivalents	(74)	(319)
Net increase/(decrease) in cash and cash equivalents	(3,211)	734
Cash and cash equivalents at January 1	8,886	6,179
Net increase/(decrease) in cash and cash equivalents	(3,211)	734
Cash and cash equivalents at March 31	$ 5,675	$ 6,913