Consolidated Statement of Cash Flows - USD ($) $ in Millions	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Cash flows from operating activities
Net income	$ 654	$ 646
Adjustments to reconcile net income to net cash provided by operations
Provision for credit losses	265	139
Depreciation and amortization	2,481	2,088
Amortization of upfront interest supplements	(618)	(515)
Net change in deferred income taxes	168	696
Net change in other assets	(284)	(67)
Net change in other liabilities	587	(147)
All other operating activities	56	29
Net cash provided by/(used in) operating activities	3,309	2,869
Cash flows from investing activities
Purchases of finance receivables (excluding wholesale and other)	(17,939)	(18,208)
Collections of finance receivables (excluding wholesale and other)	15,692	15,625
Purchases of operating lease vehicles	(7,590)	(6,882)
Liquidations of operating lease vehicles	4,050	3,219
Net change in wholesale receivables and other	(2,453)	(1,251)
Net change in notes receivable from affiliated companies	0	(1)
Purchases of marketable securities	(3,965)	(6,699)
Proceeds from sales and maturities of marketable securities	2,197	6,143
Settlements of derivatives	35	163
All other investing activities	(85)	40
Net cash provided by/(used in) investing activities	(10,058)	(7,851)
Cash flows from financing activities
Proceeds from issuances of long-term debt	25,624	24,331
Principal payments on long-term debt	(20,800)	(18,781)
Change in short-term debt, net	717	288
Cash distributions to parent	0	(28)
All other financing activities	(78)	(56)
Net cash provided by/(used in) financing activities	5,463	5,754
Effect of exchange rate changes on cash and cash equivalents	(30)	(184)
Net increase/(decrease) in cash and cash equivalents	(1,316)	588
Cash and cash equivalents at January 1	8,886	6,179
Net increase/(decrease) in cash and cash equivalents	(1,316)	588
Cash and cash equivalents at March 31	$ 7,570	$ 6,767