Consolidated Statement of Cash Flows - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Cash flows from operating activities
Net income	$ 358	$ 306
Adjustments to reconcile net income to net cash provided by operations
Provision for credit losses	128	67
Depreciation and amortization	1,209	1,029
Amortization of upfront interest supplements	(297)	(258)
Net change in deferred income taxes	107	366
Net change in other assets	(99)	45
Net change in other liabilities	281	67
All other operating activities	116	96
Net cash provided by/(used in) operating activities	1,803	1,718
Cash flows from investing activities
Purchases of finance receivables (excluding wholesale and other)	(8,243)	(8,492)
Collections of finance receivables (excluding wholesale and other)	7,760	7,694
Purchases of operating lease vehicles	(3,558)	(3,109)
Liquidations of operating lease vehicles	1,913	1,557
Net change in wholesale receivables and other	(2,124)	(1,047)
Purchases of marketable securities	(2,582)	(4,550)
Proceeds from sales and maturities of marketable securities	453	1,542
Settlements of derivatives	(13)	43
All other investing activities	(60)	59
Net cash provided by/(used in) investing activities	(6,454)	(6,303)
Cash flows from financing activities
Proceeds from issuances of long-term debt	15,529	13,452
Principal payments on long-term debt	(9,216)	(7,908)
Change in short-term debt, net	(277)	519
Cash distributions to parent	0	(28)
All other financing activities	(44)	(36)
Net cash provided by/(used in) financing activities	5,992	5,999
Effect of exchange rate changes on cash and cash equivalents	123	(299)
Net increase/(decrease) in cash and cash equivalents	1,464	1,115
Cash and cash equivalents at January 1	8,886	6,179
Net increase/(decrease) in cash and cash equivalents	1,464	1,115
Cash and cash equivalents at March 31	$ 10,350	$ 7,294