Insurance (Tables)

12 Months Ended

Dec. 31, 2015

Insurance [Abstract]

Schedule of Insurance Underwriting Losses and Expenses [Table Text Block]

The components of insurance expenses were as follows for the years ended December 31 (in millions):

	2015			2014			2013
Insurance losses	$	80		$	115		$	70
Loss adjustment expenses	5			6			6
Reinsurance income and other expenses, net	(16		)	(14		)	(13		)
Insurance expenses	$	69		$	107		$	63

Schedule of the Effect of Reinsurance Premiums Written and Earned [Table Text Block]

The effect of reinsurance on premiums written and earned was as follows for the years ended December 31 (in millions):

	2015						2014						2013
	Written			Earned			Written			Earned			Written			Earned
Direct	$	328		$	254		$	293		$	230		$	270		$	216
Assumed	—			—			—			—			—			—
Ceded	(194		)	(121		)	(166		)	(105		)	(151		)	(97		)
Net premiums	$	134		$	133		$	127		$	125		$	119		$	119