Consolidated Statement of Cash Flows - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Cash flows from operating activities
Net income	$ 1,011	$ 1,294
Adjustments to reconcile net income/(loss) to net cash provided by operations
Provision for credit losses	239	115
Depreciation and amortization	3,256	2,842
Amortization of upfront interest supplements	(786)	(756)
Net change in deferred income taxes	860	2
Net change in other assets	(280)	222
Net change in other liabilities	(88)	13
All other operating activities	110	43
Net cash provided by/(used in) operating activities	4,322	3,775
Cash flows from investing activities
Purchases of finance receivables (excluding wholesale and other)	(30,275)	(27,082)
Collections of finance receivables (excluding wholesale and other)	23,745	22,755
Purchases of operating lease vehicles	(10,902)	(9,815)
Liquidations of operating lease vehicles	4,887	4,849
Net change in wholesale receivables and other	(1,521)	(589)
Net change in notes receivable from affiliated companies	(1)	30
Purchases of marketable securities	(7,745)	(10,952)
Proceeds from sales and maturities of marketable securities	8,238	9,092
Settlements of derivatives	116	(161)
All other investing activities	22	54
Net cash provided by/(used in) investing activities	(13,436)	(11,819)
Cash flows from financing activities
Proceeds from issuances of long-term debt	35,366	30,951
Principal payments on long-term debt	(25,693)	(21,630)
Change in short-term debt, net	634	(2,822)
Cash distributions to parent	(56)	(244)
All other financing activities	(84)	(86)
Net cash provided by/(used in) financing activities	10,167	6,169
Effect of exchange rate changes on cash and cash equivalents	(319)	(220)
Net increase/(decrease) in cash and cash equivalents	734	(2,095)
Cash and cash equivalents at January 1	6,179	9,424
Net increase/(decrease) in cash and cash equivalents	734	(2,095)
Cash and cash equivalents at September 30	$ 6,913	$ 7,329