Segment Information (Tables)

9 Months Ended

Sep. 30, 2015

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment [Table Text Block]

Key operating data for our business segments for the periods ended or at September 30 were as follows (in millions):

					Unallocated/Eliminations
	North America Segment		International Segment		Unallocated Risk Management			Adjustment to Receivables (a)		Total Unallocated/Eliminations			Total
Third Quarter 2015
Total revenue (b)	$	2,054	$	421	$	3		$	—	$	3		$	2,478
Income before income taxes	415		123		3			—		3			541
Other disclosures
Depreciation on vehicles subject to operating leases	947		9		—			—		—			956
Interest expense	431		151		—			—		—			582
Provision for credit losses	84		16		—			—		—			100
Third Quarter 2014
Total revenue (b)	$	1,883	$	438	$	(9	)	$	—	$	(9	)	$	2,312
Income before income taxes	374		133		(9		)	—		(9		)	498
Other disclosures
Depreciation on vehicles subject to operating leases	791		10		—			—		—			801
Interest expense	498		165		—			—		—			663
Provision for credit losses	48		9		—			—		—			57

First Nine Months 2015
Total revenue (b)	$	5,902	$	1,231	$	(35	)	$	—		$	(35	)	$	7,098
Income before income taxes	1,200		365		(35		)	—			(35		)	1,530
Other disclosures
Depreciation on vehicles subject to operating leases	2,607		23		—			—			—			2,630
Interest expense	1,361		458		—			—			—			1,819
Provision for credit losses	199		40		—			—			—			239
Net finance receivables and net investment in operating leases	99,241		23,139		—			(5,190		)	(5,190		)	117,190
Total assets	104,067		27,423		—			—			—			131,490
First Nine Months 2014
Total revenue (b)	$	5,470	$	1,258	$	(23	)	$	—		$	(23	)	$	6,705
Income before income taxes	1,069		385		(23		)	—			(23		)	1,431
Other disclosures
Depreciation on vehicles subject to operating leases	2,218		30		—			—			—			2,248
Interest expense	1,521		481		—			—			—			2,002
Provision for credit losses	94		21		—			—			—			115
Net finance receivables and net investment in operating leases	88,599		21,766		—			(4,252		)	(4,252		)	106,113
Total assets	95,491		25,725		—			—			—			121,216

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(a) Includes unearned interest supplements and residual support, allowances for credit losses, and other (primarily accumulated supplemental depreciation).

(b) Represents Total financing revenue, Insurance premiums earned, and Other income, net.