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Allowance for Credit Losses (Tables)
 9 Months Ended
Sep. 30, 2015
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]  
Allowance for Credit Losses on Financing and Loans and Leases Receivable [Table Text Block]
An analysis of the allowance for credit losses related to finance receivables and net investment in operating leases for the periods ended September 30 (in millions) was as follows:
 
Third Quarter 2015
 
Finance Receivables
 
Net Investment in Operating Leases
 
Total Allowance
 
Consumer
 
Non-Consumer
 
Total
 
 
Allowance for credit losses
 
 
 
 
 
 
 
 
 
Beginning balance
$
322

 
$
13

 
$
335

 
$
45

 
$
380

Charge-offs
(85
)
 
(2
)
 
(87
)
 
(31
)
 
(118
)
Recoveries
29

 
1

 
30

 
15

 
45

Provision for credit losses
80

 
2

 
82

 
18

 
100

Other (a)
(4
)
 
—

 
(4
)
 
—

 
(4
)
Ending balance
$
342

 
$
14

 
$
356

 
$
47

 
$
403

 
First Nine Months 2015
 
Finance Receivables
 
Net Investment in Operating Leases
 
Total Allowance
 
Consumer
 
Non-Consumer
 
Total
 
 
Allowance for credit losses
 
 
 
 
 
 
 
 
 
Beginning balance
$
305

 
$
16

 
$
321

 
$
38

 
$
359

Charge-offs
(235
)
 
(3
)
 
(238
)
 
(87
)
 
(325
)
Recoveries
90

 
4

 
94

 
46

 
140

Provision for credit losses
190

 
(2
)
 
188

 
51

 
239

Other (a)
(8
)
 
(1
)
 
(9
)
 
(1
)
 
(10
)
Ending balance
$
342

 
$
14

 
$
356

 
$
47

 
$
403

 
 
 
 
 
 
 
 
 
 
Analysis of ending balance of allowance for credit losses
 
 
 
 
 
 
 
 
 
Collective impairment allowance
$
323

 
$
12

 
$
335

 
$
47

 
$
382

Specific impairment allowance
19

 
2

 
21

 
—

 
21

Ending balance
342

 
14

 
356

 
47

 
$
403

 
 
 
 
 
 
 
 
 
 
Analysis of ending balance of finance receivables and net investment in operating leases
 
 
 
 
 
 
 
 
 
Collectively evaluated for impairment
58,749

 
33,783

 
92,532

 
24,557

 
 
Specifically evaluated for impairment
375

 
129

 
504

 
—

 
 
Recorded investment
59,124

 
33,912

 
93,036

 
24,557

 
 
 
 
 
 
 
 
 
 
 
 
Ending balance, net of allowance for credit losses
$
58,782

 
$
33,898

 
$
92,680

 
$
24,510

 
 
__________
(a)
Primarily represents amounts related to translation adjustments.

NOTE 4. ALLOWANCE FOR CREDIT LOSSES (Continued)
 
Third Quarter 2014
 
Finance Receivables
 
Net Investment in Operating Leases
 
Total Allowance
 
Consumer
 
Non-Consumer
 
Total
 
 
Allowance for credit losses
 
 
 
 
 
 
 
 
 
Beginning balance
$
303

 
$
24

 
$
327

 
$
26

 
$
353

Charge-offs
(68
)
 
(2
)
 
(70
)
 
(28
)
 
(98
)
Recoveries
33

 
2

 
35

 
15

 
50

Provision for credit losses
42

 
(3
)
 
39

 
18

 
57

Other (a)
(5
)
 
(1
)
 
(6
)
 
—

 
(6
)
Ending balance
$
305

 
$
20

 
$
325

 
$
31

 
$
356

 
First Nine Months 2014
 
Finance Receivables
 
Net Investment in Operating Leases
 
Total Allowance
 
Consumer
 
Non-Consumer
 
Total
 
 
Allowance for credit losses
 
 
 
 
 
 
 
 
 
Beginning balance
$
327

 
$
30

 
$
357

 
$
23

 
$
380

Charge-offs
(200
)
 
(7
)
 
(207
)
 
(82
)
 
(289
)
Recoveries
101

 
8

 
109

 
47

 
156

Provision for credit losses
82

 
(10
)
 
72

 
43

 
115

Other (a)
(5
)
 
(1
)
 
(6
)
 
—

 
(6
)
Ending balance
$
305

 
$
20

 
$
325

 
$
31

 
$
356

 
 
 
 
 
 
 
 
 
 
Analysis of ending balance of allowance for credit losses
 
 
 
 
 
 
 
 
 
Collective impairment allowance
$
283

 
$
19

 
$
302

 
$
31

 
$
333

Specific impairment allowance
22

 
1

 
23

 
—

 
23

Ending balance
305

 
20

 
325

 
31

 
$
356

 
 
 
 
 
 
 
 
 
 
Analysis of ending balance of finance receivables and net investment in operating leases
 
 
 
 
 
 
 
 
 
Collectively evaluated for impairment
53,150

 
31,815

 
84,965

 
20,947

 
 
Specifically evaluated for impairment
421

 
136

 
557

 
—

 
 
Recorded investment
53,571

 
31,951

 
85,522

 
20,947

 
 
 
 
 
 
 
 
 
 
 
 
Ending balance, net of allowance for credit losses
$
53,266

 
$
31,931

 
$
85,197

 
$
20,916

 
 
__________
(a)
Primarily represents amounts related to translation adjustments.