Consolidated Income Statement (USD $) In Millions, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Financing revenue
Operating leases	$ 1,062	$ 888	$ 3,029	$ 2,460
Retail Financing	708	702	2,095	2,079
Dealer Financing	424	360	1,241	1,123
Other	20	24	62	73
Total financing revenue	2,214	1,974	6,427	5,735
Depreciation on vehicles subject to operating leases	(801)	(629)	(2,248)	(1,663)
Interest expense	(663)	(691)	(2,002)	(2,056)
Net financing margin	750	654	2,177	2,016
Other revenue
Insurance premiums earned	31	28	94	87
Other income, net (Note 11)	67	81	184	204
Total financing margin and other revenue	848	763	2,455	2,307
Expenses
Operating expenses	276	289	807	779
Provision for credit losses (Note 4)	57	32	115	81
Insurance expenses	17	15	102	59
Total expenses	350	336	1,024	919
Income before income taxes	498	427	1,431	1,388
Provision for/(Benefit from) income taxes	(220)	155	137	477
Net income	$ 718	$ 272	$ 1,294	$ 911