Consolidated Income Statement (USD $) In Millions, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Financing revenue
Operating leases	$ 966	$ 754
Retail Financing	696	697
Dealer Financing	393	378
Other	21	25
Total financing revenue	2,076	1,854
Depreciation on vehicles subject to operating leases	(705)	(481)
Interest expense	(666)	(683)
Net financing margin	705	690
Other revenue
Insurance premiums earned	32	29
Other income, net (Note 11)	51	77
Total financing margin and other revenue	788	796
Expenses
Operating expenses	250	250
Provision for credit losses (Note 4)	31	29
Insurance expenses	8	10
Total expenses	289	289
Income before income taxes	499	507
Provision for income taxes	187	143
Net income	$ 312	$ 364