Segment Information (Tables)

12 Months Ended

Dec. 31, 2013

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment [Table Text Block]

Key operating data for our business segments for the years ended or at December 31 were as follows (in millions):

							Unallocated/Eliminations
	North America Segment			International Segment			Unallocated Risk Management			Adjustment to Receivables (a)			Total Unallocated/Eliminations			Total
2013
Total revenue (b)	$	6,708		$	1,527		$	(53	)	$	—		$	(53	)	$	8,182
Income before income taxes	1,438			371			(53		)	—			(53		)	1,756
Other disclosures
Depreciation on vehicles subject to operating leases	2,369			28			—			—			—			2,397
Interest expense	2,088			642			—			—			—			2,730
Provision for credit losses	114			32			—			—			—			146
Net finance receivables and net investment in operating leases	83,722			19,688			—			(3,497		)	(3,497		)	99,913
Total assets	90,720			24,888			—			—			—			115,608
2012
Total revenue (b)(c)	$	6,166		$	1,523		$	(109	)	$	—		$	(109	)	$	7,580
Income before income taxes (c)	1,550			249			(102		)	—			(102		)	1,697
Other disclosures
Depreciation on vehicles subject to operating leases	1,700			75			—			—			—			1,775
Interest expense	2,222			812			(7		)	—			(7		)	3,027
Provision for credit losses	18			(11		)	—			—			—			7
Net finance receivables and net investment in operating leases (c)	74,509			17,188			—			(3,081		)	(3,081		)	88,616
Total assets (c)	81,751			22,845			—			—			—			104,596
2011
Total revenue (b)	$	6,241		$	1,958		$	(135	)	$	—		$	(135	)	$	8,064
Income before income taxes	2,159			371			(126		)	—			(126		)	2,404
Other disclosures
Depreciation on vehicles subject to operating leases	1,055			60			—			—			—			1,115
Interest expense	2,408			1,108			(9		)	—			(9		)	3,507
Provision for credit losses	(119		)	1			—			—			—			(118		)
Net finance receivables and net investment in operating leases	66,748			18,466			—			(3,171		)	(3,171		)	82,043
Total assets	75,360			23,920			—			—			—			99,280

__________

(a) Includes unearned interest supplements and residual support, allowances for credit losses, and other (primarily accumulated supplemental depreciation).

(b) Represents Total financing revenue, Insurance premiums earned, and Other income, net.

(c) In the second quarter of 2012, we recorded a $37 million unfavorable cumulative pre-tax accounting adjustment to correct the amortization of interest supplements for certain International retail finance contracts, which decreased Financing revenue, Retail and decreased Finance receivables, net. The impact of the accounting adjustment on our previously issued annual and interim financial statements was not material.

Schedule of Disclosure on Geographic Areas, Long-Lived Assets in Individual Foreign Countries by Country [Table Text Block]

Key information related to our geographic operations in the United States, Canada, Europe, and other foreign operations were as follows for the years ended or at December 31 (in millions):

	2013		2012		2011
Total revenue (a)
United States	$	5,739	$	5,234	$	5,048
Canada	909		898		1,058
Europe	1,132		1,097		1,447
All other	402		351		511
Total revenue	$	8,182	$	7,580	$	8,064
Income before income taxes
United States	$	1,160	$	1,238	$	1,572
Canada	127		176		296
Europe	319		145		278
All other	150		138		258
Total income before income taxes	$	1,756	$	1,697	$	2,404
Finance receivables, net and net investment in operating leases
United States	$	70,513	$	62,299	$	55,485
Canada	10,085		9,483		8,504
Europe	15,674		14,349		15,519
All other	3,641		2,485		2,535
Total finance receivables, net and net investment in operating leases	$	99,913	$	88,616	$	82,043

_________

(a) Represents Total financing revenue, Insurance premiums earned, and Other income, net.