Insurance (Tables)

12 Months Ended

Dec. 31, 2013

Insurance [Abstract]

Schedule of Insurance Underwriting Losses and Expenses [Table Text Block]

Insurance underwriting losses and expenses are reported as Insurance expenses. The components of insurance expenses were as follows for the years ended December 31 (in millions):

	2013			2012			2011
Insurance losses	$	70		$	75		$	77
Loss adjustment expenses	6			4			6
Reinsurance income and other expenses, net	(13		)	(9		)	(3		)
Insurance expenses	$	63		$	70		$	80

Schedule of the Effect of Reinsurance Premiums Written and Earned [Table Text Block]

The effect of reinsurance on premiums written and earned was as follows for the years ended December 31 (in millions):

	2013						2012						2011
	Written			Earned			Written			Earned			Written			Earned
Direct	$	270		$	216		$	234		$	202		$	219		$	205
Assumed	—			—			2			2			8			8
Ceded	(151		)	(97		)	(136		)	(99		)	(137		)	(113		)
Net premiums	$	119		$	119		$	100		$	105		$	90		$	100