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Allowance for Credit Losses (Tables)
 12 Months Ended
Dec. 31, 2013
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]  
Allowance for Credit Losses on Financing and Loans and Leases Receivable [Table Text Block]
Following is an analysis of the allowance for credit losses related to finance receivables and net investment in operating leases for the years ended December 31 (in millions):
 
 
 
 
 
 
 
 
 
 
 
2013
 
Finance Receivables
 
Net Investment in Operating Leases
 
Total Allowance
 
Consumer
 
Non-Consumer
 
Total
 
 
Allowance for credit losses
 
 
 
 
 
 
 
 
 
Beginning balance
$
356

 
$
29

 
$
385

 
$
23

 
$
408

Charge-offs
(290
)
 
(15
)
 
(305
)
 
(68
)
 
(373
)
Recoveries
145

 
5

 
150

 
47

 
197

Provision for credit losses
112

 
12

 
124

 
22

 
146

Other (a)
4

 
(1
)
 
3

 
(1
)
 
2

Ending balance
$
327

 
$
30

 
$
357

 
$
23

 
$
380

 
 
 
 
 
 
 
 
 
 
Analysis of ending balance of allowance for credit losses
 
 
 
 
 
 
 
 
 
Collective impairment allowance
$
304

 
$
28

 
$
332

 
$
23

 
$
355

Specific impairment allowance
23

 
2

 
25

 
—

 
25

Ending balance
327

 
30

 
357

 
23

 
$
380

 
 
 
 
 
 
 
 
 
 
Analysis of ending balance of finance receivables and net investment in operating leases
 
 
 
 
 
 
 
 
 
Collectively evaluated for impairment
49,762

 
31,725

 
81,487

 
18,300

 
 
Specifically evaluated for impairment
435

 
71

 
506

 
—

 
 
Recorded investment
50,197

 
31,796

 
81,993

 
18,300

 
 
 
 
 
 
 
 
 
 
 
 
Ending balance, net of allowance for credit losses
$
49,870

 
$
31,766

 
$
81,636

 
$
18,277

 
 
__________
(a)
Represents amounts related to translation adjustments.
































NOTE 4. ALLOWANCE FOR CREDIT LOSSES (Continued)
 
 
 
 
 
 
 
 
 
 
 
2012
 
Finance Receivables
 
Net Investment in Operating Leases
 
Total Allowance
 
Consumer
 
Non-Consumer
 
Total
 
 
Allowance for credit losses
 
 
 
 
 
 
 
 
 
Beginning balance
$
451

 
$
43

 
$
494

 
$
40

 
$
534

Charge-offs
(311
)
 
(8
)
 
(319
)
 
(47
)
 
(366
)
Recoveries
169

 
12

 
181

 
49

 
230

Provision for credit losses
44

 
(18
)
 
26

 
(19
)
 
7

Other (a)
3

 
—

 
3

 
—

 
3

Ending balance
$
356

 
$
29

 
$
385

 
$
23

 
$
408

 
 
 
 
 
 
 
 
 
 
Analysis of ending balance of allowance for credit losses
 
 
 
 
 
 
 
 
 
Collective impairment allowance
$
337

 
$
27

 
$
364

 
$
23

 
$
387

Specific impairment allowance
19

 
2

 
21

 
—

 
21

Ending balance
356

 
29

 
385

 
23

 
$
408

 
 
 
 
 
 
 
 
 
 
Analysis of ending balance of finance receivables and net investment in operating leases
 
 
 
 
 
 
 
 
 
Collectively evaluated for impairment
46,560

 
28,419

 
74,979

 
13,576

 
 
Specifically evaluated for impairment
422

 
47

 
469

 
—

 
 
Recorded investment
46,982

 
28,466

 
75,448

 
13,576

 
 
 
 
 
 
 
 
 
 
 
 
Ending balance, net of allowance for credit losses
$
46,626

 
$
28,437

 
$
75,063

 
$
13,553

 
 
__________
(a)
Represents amounts related to translation adjustments.