Segment Information (Tables)

6 Months Ended

Jun. 30, 2013

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment [Table Text Block]

Key operating data for our business segments for the periods ended or at June 30 were as follows (in millions):

						Unallocated/Eliminations
	North America Segment			International Segment		Unallocated Risk Management			Effect of Unearned  Interest Supplements		Total Unallocated/Eliminations			Total
Second Quarter 2013
Total revenue (a)	$	1,752		$	428	$	(25	)	$	—	$	(25	)	$	2,155
Income/(Loss) before income taxes	391			88		(25		)	—		(25		)	454
Other disclosures
Depreciation on vehicles subject to operating leases	657			68		—			—		—			725
Interest expense	523			159		—			—		—			682
Provision for credit losses	4			16		—			—		—			20
Second Quarter 2012
Total revenue (a)(b)	$	1,637		$	431	$	(48	)	$	—	$	(48	)	$	2,020
Income/(Loss) before income taxes (b)	435			48		(45		)	—		(45		)	438
Other disclosures
Depreciation on vehicles subject to operating leases	502			81		—			—		—			583
Interest expense	577			202		(5		)	—		(5		)	774
Provision for credit losses	(51		)	—		—			—		—			(51		)

__________

(a) Represents Total financing revenue, Insurance premiums earned, and Other income, net.

(b) In the second quarter of 2012, we recorded a $37 million unfavorable cumulative pre-tax accounting adjustment to correct the amortization of interest supplements for certain International retail finance contracts, which decreased Interest supplements and other support costs earned from affiliated companies and decreased Finance receivables, net. The impact of the accounting adjustment on our previously issued annual and interim financial statements was not material.

NOTE 13. SEGMENT INFORMATION (Continued)

							Unallocated/Eliminations
	North America Segment			International Segment			Unallocated Risk Management			Effect of Unearned  Interest Supplements			Total Unallocated/Eliminations			Total
First Half 2013
Total revenue (a)	$	3,442		$	850		$	(16	)	$	—		$	(16	)	$	4,276
Income before income taxes	798			179			(16		)	—			(16		)	961
Other disclosures
Depreciation on vehicles subject to operating leases	1,242			125			—			—			—			1,367
Interest expense	1,040			325			—			—			—			1,365
Provision for credit losses	26			23			—			—			—			49
Net finance receivables and net investment in operating leases	77,572			17,852			—			(1,421		)	(1,421		)	94,003
Total assets	86,885			23,021			—			(1,421		)	(1,421		)	108,485
First Half 2012
Total revenue (a)(b)	$	3,249		$	933		$	(95	)	$	—		$	(95	)	$	4,087
Income before income taxes (b)	839			139			(88		)	—			(88		)	890
Other disclosures
Depreciation on vehicles subject to operating leases	997			171			—			—			—			1,168
Interest expense	1,153			432			(8		)	—			(8		)	1,577
Provision for credit losses	(74		)	(1		)	—			—			—			(75		)
Net finance receivables and net investment in operating leases (b)	68,463			17,045			—			(1,546		)	(1,546		)	83,962
Total assets (b)	78,975			22,472			—			(1,546		)	(1,546		)	99,901

__________

(a) Represents Total financing revenue, Insurance premiums earned, and Other income, net.

(b) In the second quarter of 2012, we recorded a $37 million unfavorable cumulative pre-tax accounting adjustment to correct the amortization of interest supplements for certain International retail finance contracts, which decreased Interest supplements and other support costs earned from affiliated companies and decreased Finance receivables, net. The impact of the accounting adjustment on our previously issued annual and interim financial statements was not material.