Segment Information (Tables)

12 Months Ended

Dec. 31, 2012

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment [Table Text Block]

Key operating data for our business segments for the years ended or at December 31 were as follows (in millions):

							Unallocated/Eliminations
	North America Segment			International Segment			Unallocated Risk Management			Effect of Sales of Receivables			Effect of Unearned  Interest Supplements			Total Unallocated/Eliminations			Total
2012
Total revenue (a)(b)	$	6,583		$	1,799		$	(109	)	$	—		$	—		$	(109	)	$	8,273
Income before income taxes (b)	1,550			249			(102		)	—			—			(102		)	1,697
Other disclosures
Depreciation on vehicles subject to operating leases	2,117			351			—			—			—			—			2,468
Interest expense	2,222			812			(7		)	—			—			(7		)	3,027
Provision for credit losses	18			(11		)	—			—			—			—			7
Net finance receivables and net investment in operating leases (b)	74,143			17,107			—			—			(1,486		)	(1,486		)	89,764
Total assets (b)	84,112			23,118			—			—			(1,486		)	(1,486		)	105,744
2011
Total revenue (a)	$	6,676		$	2,182		$	(135	)	$	—		$	—		$	(135	)	$	8,723
Income before income taxes	2,159			371			(126		)	—			—			(126		)	2,404
Other disclosures
Depreciation on vehicles subject to operating leases	1,490			284			—			—			—			—			1,774
Interest expense	2,408			1,108			(9		)	—			—			(9		)	3,507
Provision for credit losses	(119		)	1			—			—			—			—			(118		)
Net finance receivables and net investment in operating leases	66,295			18,353			—			—			(1,643		)	(1,643		)	83,005
Total assets	77,666			24,219			—			—			(1,643		)	(1,643		)	100,242
2010
Total revenue (a)	$	8,125		$	2,117		$	(85	)	$	(10	)	$	—		$	(95	)	$	10,147
Income before income taxes	2,785			354			(85		)	—			—			(85		)	3,054
Other disclosures
Depreciation on vehicles subject to operating leases	1,784			161			—			—			—			—			1,945
Interest expense	3,054			1,169			—			(1		)	—			(1		)	4,222
Provision for credit losses	(287		)	18			—			—			—			—			(269		)
Net finance receivables and net investment in operating leases	63,332			19,807			—			—			(1,881		)	(1,881		)	81,258
Total assets	77,835			25,742			—			—			(1,881		)	(1,881		)	101,696

__________

(a) Represents Total financing revenue, Insurance premiums earned, and Other income, net.

(b) In the second quarter of 2012, we recorded a $37 million unfavorable cumulative pre-tax accounting adjustment to correct the amortization of interest supplements for certain International retail finance contracts, which decreased Interest supplements and other support costs earned from affiliated companies and decreased Finance receivables, net. The impact of the accounting adjustment on our previously issued annual and interim financial statements was not material.

Schedule of Disclosure on Geographic Areas, Long-Lived Assets in Individual Foreign Countries by Country [Table Text Block]

Key information related to our geographic operations in the United States, Canada, Europe, and other foreign operations were as follows for the years ended or at December 31 (in millions):

	2012		2011		2010
Total revenue (a)
United States	$	5,597	$	5,373	$	6,377
Canada	952		1,168		1,671
Europe	1,373		1,671		1,681
All other	351		511		418
Total revenue	$	8,273	$	8,723	$	10,147
Income before income taxes
United States	$	1,238	$	1,572	$	2,230
Canada	176		296		296
Europe	145		278		353
All other	138		258		175
Total income before income taxes	$	1,697	$	2,404	$	3,054
Finance receivables, net and net investment in operating leases
United States	$	63,302	$	56,282	$	52,667
Canada	9,577		8,605		9,085
Europe	14,400		15,583		17,049
All other	2,485		2,535		2,457
Total finance receivables, net and net investment in operating leases	$	89,764	$	83,005	$	81,258

_________

(a) Represents Total financing revenue, Insurance premiums earned, and Other income, net.