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Allowance for Credit Losses (Tables)
 12 Months Ended
Dec. 31, 2012
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]  
Allowance for Credit Losses on Financing and Loans and Leases Receivable [Table Text Block]
Following is an analysis of the allowance for credit losses related to finance receivables and net investment in operating leases for the years ended December 31 (in millions):
 
 
 
 
 
 
 
 
 
 
 
2012
 
Finance Receivables
 
Net Investment in Operating Leases
 
Total Allowance
 
Consumer
 
Non-Consumer
 
Total
 
 
Allowance for credit losses
 
 
 
 
 
 
 
 
 
Beginning balance
$
451

 
$
43

 
$
494

 
$
40

 
$
534

Charge-offs
(311
)
 
(8
)
 
(319
)
 
(47
)
 
(366
)
Recoveries
169

 
12

 
181

 
49

 
230

Provision for credit losses
44

 
(18
)
 
26

 
(19
)
 
7

Other (a)
3

 
—

 
3

 
—

 
3

Ending balance
$
356

 
$
29

 
$
385

 
$
23

 
$
408

 
 
 
 
 
 
 
 
 
 
Analysis of ending balance of allowance for credit losses
 
 
 
 
 
 
 
 
 
Collective impairment allowance
$
337

 
$
27

 
$
364

 
$
23

 
$
387

Specific impairment allowance
19

 
2

 
21

 
—

 
21

Ending balance
$
356

 
$
29

 
$
385

 
$
23

 
$
408

 
 
 
 
 
 
 
 
 
 
Analysis of ending balance of finance receivables and net investment in operating leases
 
 
 
 
 
 
 
 
 
Collectively evaluated for impairment
$
46,560

 
$
28,419

 
$
74,979

 
$
14,724

 
 
Specifically evaluated for impairment
422

 
47

 
469

 
—

 
 
Recorded investment (b)
$
46,982

 
$
28,466

 
$
75,448

 
$
14,724

 
 
 
 
 
 
 
 
 
 
 
 
Ending balance, net of allowance for credit losses
$
46,626

 
$
28,437

 
$
75,063

 
$
14,701

 
 
__________
(a)
Represents amounts related to translation adjustments.
(b)
Represents finance receivables and net investment in operating leases before allowance for credit losses.































NOTE 5. ALLOWANCE FOR CREDIT LOSSES (Continued)
 
 
 
 
 
 
 
 
 
 
 
2011
 
Finance Receivables
 
Net Investment in Operating Leases
 
Total Allowance
 
Consumer
 
Non-Consumer
 
Total
 
 
Allowance for credit losses
 
 
 
 
 
 
 
 
 
Beginning balance
$
701

 
$
66

 
$
767

 
$
87

 
$
854

Charge-offs
(400
)
 
(10
)
 
(410
)
 
(89
)
 
(499
)
Recoveries
205

 
7

 
212

 
86

 
298

Provision for credit losses
(54
)
 
(20
)
 
(74
)
 
(44
)
 
(118
)
Other (a)
(1
)
 
—

 
(1
)
 
—

 
(1
)
Ending balance
$
451

 
$
43

 
$
494

 
$
40

 
$
534

 
 
 
 
 
 
 
 
 
 
Analysis of ending balance of allowance for credit losses
 
 
 
 
 
 
 
 
 
Collective impairment allowance
$
435

 
$
35

 
$
470

 
$
40

 
$
510

Specific impairment allowance
16

 
8

 
24

 
—

 
24

Ending balance
$
451

 
$
43

 
$
494

 
$
40

 
$
534

 
 
 
 
 
 
 
 
 
 
Analysis of ending balance of finance receivables and net investment in operating leases
 
 
 
 
 
 
 
 
 
Collectively evaluated for impairment
$
45,497

 
$
26,458

 
$
71,955

 
$
11,138

 
 
Specifically evaluated for impairment
382

 
64

 
446

 
—

 
 
Recorded investment (b)
$
45,879

 
$
26,522

 
$
72,401

 
$
11,138

 
 
 
 
 
 
 
 
 
 
 
 
Ending balance, net of allowance for credit losses
$
45,428

 
$
26,479

 
$
71,907

 
$
11,098

 
 
__________
(a)
Represents amounts related to translation adjustments.
(b)
Represents finance receivables and net investment in operating leases before allowance for credit losses.