Finance Receivables (Tables)

6 Months Ended

Jun. 30, 2015

Finance receivables, net were as follows (in millions):



	June 30, 2015			December 31, 2014
Consumer
Retail financing, gross	$	57,646		$	55,856
Unearned interest supplements	(1,739		)	(1,760		)
Consumer finance receivables	55,907			54,096
Non-Consumer
Dealer financing	32,093			31,340
Other financing	1,131			1,026
Non-Consumer finance receivables	33,224			32,366
Total recorded investment	$	89,131		$	86,462

Recorded investment in finance receivables	$	89,131		$	86,462
Allowance for credit losses	(335		)	(321		)
Finance receivables, net (a)	$	88,796		$	86,141

Net finance receivables subject to fair value (b)	$	87,026		$	84,468
Fair value	88,315			85,941

__________


(a)	On the consolidated balance sheet at June 30, 2015 and December 31, 2014, $6 billion and $5 billion, respectively, are reclassified to Other receivables, net, resulting in Finance receivables, net of $82.8 billion and $81.1 billion, respectively.


(b)	At June 30, 2015 and December 31, 2014, excludes $1.8 billion and $1.7 billion, respectively, of certain receivables (primarily direct financing leases) that are not subject to fair value disclosure requirements.

The aging analysis of our finance receivables balances were as follows (in millions):



	June 30, 2015		December 31, 2014
Consumer
31-60 days past due	$	566	$	718
61-90 days past due	85		97
91-120 days past due	23		29
Greater than 120 days past due	39		52
Total past due	713		896
Current	55,194		53,200
Consumer finance receivables	55,907		54,096

Non-Consumer
Total past due	110		117
Current	33,114		32,249
Non-Consumer finance receivables	33,224		32,366
Total recorded investment	$	89,131	$	86,462

The credit quality analysis of our dealer financing receivables was as follows (in millions):