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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Interest Income      
Loans and leases, including fees $ 1,996.0 $ 1,985.0 $ 1,754.0
Investment Securities:      
Taxable 232.0 196.0 150.0
Tax-exempt 28.0 28.0 28.0
Other 70.0 43.0 41.0
Total Interest Income 2,326.0 2,252.0 1,973.0
Interest Expense      
Deposits 737.0 754.0 495.0
Short-term borrowings 68.0 99.0 78.0
Long-term borrowings 125.0 119.0 83.0
Total Interest Expense 930.0 972.0 656.0
Net interest income (loss) 1,396.0 1,280.0 1,317.0
Provision for credit losses 86.0 79.8 72.0
Net Interest Income After Provision for Credit Losses 1,310.0 1,200.0 1,245.0
Non-Interest Income      
Service charges 92.0 91.0 82.0
Interchange and card transaction fees 52.0 52.0 52.0
Trust services 48.0 46.0 43.0
Insurance commissions and fees 20.0 22.0 23.0
Securities commissions and fees 36.0 31.0 28.0
Capital markets income 27.0 24.0 27.0
Mortgage banking operations 28.0 27.0 21.0
Dividends on non-marketable equity securities 24.0 25.0 21.0
Bank owned life insurance 18.0 17.0 12.0
Net securities gains (losses) 0.0 (34.0) (67.0)
Other 24.0 15.0 12.0
Total Non-Interest Income 369.0 316.0 254.0
Non-Interest Expense      
Salaries and employee benefits 530.0 504.0 462.0
Net occupancy 78.0 79.0 70.0
Equipment 108.0 98.0 91.0
Outside services 108.0 96.0 84.0
Marketing 20.0 21.0 17.0
FDIC insurance 28.0 41.0 61.0
Bank shares tax 13.0 14.0 14.0
Other 125.0 108.0 116.0
Total Non-Interest Expense 1,010.0 961.0 915.0
Income Before Income Taxes 669.0 555.0 584.0
Income taxes 104.0 90.0 99.0
Net Income 565.0 465.0 485.0
Preferred stock dividends 0.0 6.0 8.0
Net Income Available to Common Shareholders 565.0 459.0 477.0
Net Income Available to Common Shareholders $ 565.0 $ 459.0 $ 477.0
Earnings per Common Share      
Basic (USD per share) $ 1.57 $ 1.27 $ 1.32
Diluted (USD per share) $ 1.56 $ 1.27 $ 1.31