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EARNINGS PER COMMON SHARE
 12 Months Ended
Dec. 31, 2025
Earnings Per Share [Abstract]  
EARNINGS PER COMMON SHARE EARNINGS PER COMMON SHARE
The following table sets forth the computation of basic and diluted earnings per common share:
TABLE 21.1
Year Ended December 31202520242023
(dollars in millions, except per share data)
Net income$565 $465 $485 
Less: Preferred stock dividends— 6 8 
Net income available to common shareholders$565 $459 $477 
Basic weighted average common shares outstanding360,838,499 361,444,439 360,743,462 
Net effect of dilutive stock options and restricted stock1,115,475 1,193,165 2,154,344 
Diluted weighted average common shares outstanding361,953,974 362,637,604 362,897,806 
Earnings per common share:
Basic$1.57 $1.27 $1.32 
Diluted$1.56 $1.27 $1.31 
There were no anti-dilutive shares for the years ended December 31, 2025, 2024 and 2023.