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EARNINGS PER COMMON SHARE (Tables)
 9 Months Ended
Sep. 30, 2025
Earnings Per Share [Abstract]  
Schedule of Computation of Basic and Diluted Earnings Per Common Share
The following table sets forth the computation of basic and diluted earnings per common share:
TABLE 15.1
Three Months Ended
September 30,		Nine Months Ended
September 30,
(dollars in millions, except per share data)
2025202420252024
Net income$150 $110 $397 $355 
Less: Preferred stock dividends— — — 6 
Net income available to common shareholders$150 $110 $397 $349 
Basic weighted average common shares outstanding360,562,829 361,272,879 361,232,517 361,425,077 
Net effect of dilutive stock options and restricted stock1,106,789 1,152,649 1,096,952 1,157,928 
Diluted weighted average common shares outstanding361,669,618 362,425,528 362,329,469 362,583,005 
Earnings per common share:
Basic$0.41 $0.30 $1.10 $0.97 
Diluted$0.41 $0.30 $1.09 $0.96