CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions		Sep. 30, 2025	Dec. 31, 2024
Assets
Cash and due from banks		$ 474	$ 416
Interest-bearing deposits with banks		1,939	2,003
Cash and Cash Equivalents		2,413	2,419
Debt securities available for sale (amortized cost of $3,690 and $3,620; allowance for credit losses of $0 and $0)		3,620	3,466
Debt securities held to maturity (fair value of $3,838 and $3,644; allowance for credit losses of $0 and $0)		4,049	3,979
Loans held for sale (includes $263 and $214 measured at fair value)	[1]	278	218
Loans and leases, net of unearned income of $84 and $106 (includes $78 and $53 measured at fair value)	[1]	34,957	33,939
Allowance for credit losses on loans and leases		(437)	(423)
Net Loans and Leases		34,520	33,516
Premises and equipment, net		557	536
Goodwill		2,480	2,478
Core deposit and other intangible assets, net		40	51
Bank owned life insurance		668	660
Other assets		1,264	1,302
Total Assets		49,889	48,625
Liabilities
Non-interest-bearing demand		9,969	9,761
Interest-bearing demand		17,803	16,668
Savings		3,114	3,178
Certificates and other time deposits		7,555	7,500
Total Deposits		38,441	37,107
Short-term borrowings		1,905	1,256
Long-term borrowings		2,099	3,012
Other liabilities		808	948
Total Liabilities		43,253	42,323
Shareholders’ Equity
Common stock - $0.01 par value Authorized – 500,000,000 shares Issued – 375,030,534 and 375,018,433 shares		4	4
Additional paid-in capital		4,693	4,695
Retained earnings		2,218	1,952
Accumulated other comprehensive loss		(77)	(169)
Treasury stock – 16,648,594 and 15,402,776 shares at cost		(202)	(180)
Total Shareholders’ Equity		6,636	6,302
Total Liabilities and Shareholders’ Equity		$ 49,889	$ 48,625

[1] Amount represents loans for which we have elected the fair value option. See Note 18.