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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Interest Income        
Loans and leases, including fees $ 501.0 $ 494.0 $ 981.0 $ 975.0
Investment Securities:        
Taxable 57.0 48.0 112.0 94.0
Tax-exempt 7.0 7.0 14.0 14.0
Other 18.0 8.0 35.0 17.0
Total Interest Income 583.0 557.0 1,142.0 1,100.0
Interest Expense        
Deposits 181.0 180.0 367.0 350.0
Short-term borrowings 20.0 32.0 34.0 60.0
Long-term borrowings 34.0 29.0 70.0 55.0
Total Interest Expense 235.0 241.0 471.0 465.0
Net Interest Income 348.0 316.0 671.0 635.0
Provision for credit losses 26.0 20.0 43.1 34.1
Net Interest Income After Provision for Credit Losses 322.0 296.0 628.0 601.0
Non-Interest Income        
Service charges 23.0 23.0 45.0 44.0
Interchange and card transaction fees 14.0 13.0 26.0 26.0
Trust services 11.0 12.0 24.0 23.0
Insurance commissions and fees 5.0 6.0 11.0 13.0
Securities commissions and fees 9.0 8.0 18.0 16.0
Capital markets income 7.0 5.0 12.0 11.0
Mortgage banking operations 6.0 7.0 13.0 15.0
Dividends on non-marketable equity securities 6.0 7.0 12.0 13.0
Bank owned life insurance 4.0 4.0 9.0 7.0
Other 6.0 3.0 9.0 8.0
Total Non-Interest Income 91.0 88.0 179.0 176.0
Non-Interest Expense        
Salaries and employee benefits 130.0 121.0 265.0 250.0
Net occupancy 19.0 19.0 39.0 39.0
Equipment 28.0 24.0 54.0 48.0
Outside services 26.0 23.0 52.0 46.0
Marketing 5.0 4.0 10.0 9.0
FDIC insurance 9.0 10.0 17.0 23.0
Bank shares and franchise taxes 4.0 4.0 8.0 8.0
Other 26.0 22.0 48.0 41.0
Total Non-Interest Expense 247.0 227.0 493.0 464.0
Income Before Income Taxes 166.0 157.0 314.0 313.0
Income taxes 36.0 34.0 67.0 68.0
Net Income 130.0 123.0 247.0 245.0
Preferred stock dividends 0.0 0.0 0.0 6.0
Net income available to common shareholders 130.0 123.0 247.0 239.0
Net income available to common shareholders $ 130.0 $ 123.0 $ 247.0 $ 239.0
Earnings per Common Share        
Basic (USD per share) $ 0.36 $ 0.34 $ 0.68 $ 0.66
Diluted (USD per share) $ 0.36 $ 0.34 $ 0.68 $ 0.66